- Auto InsuranceA personal auto policy is essential as almost all states require motor vehicle owners to carry automobile insurance. Aside from state regulation, the financial impact of
- Home InsuranceAs a homeowner, adequate coverage on your home is essential. Make sure your family and your belongings are well protected by working with an independent agent to customize your policy. We offer a range of endorsements to our homeowners policy so that you can cover what matters most. You may also be eligible for a range of credits and discounts we offer.
- Life Insurance
- Health Insurance
- Dental Insurance
- Vision Insurance
- Business InsuranceHome Business: A business owned by you and operated from your residential premises may be eligible for coverage under our Home Business endorsement. This endorsement is added to your homeowners policy, thereby eliminating the need for a separate policy to cover your business insurance needs.
- Commercial Liability InsuranceA business auto policy provides physical damage and liability coverage for commercial fleet and non-fleet vehicles. A commercial auto policy may be applicable for a corporation, partnership or an individual with vehicles operating primarily with a 200 mile radius of their business. $1,000,000 liability coverage limits are available with options to purchase commercial umbrella coverage over the auto.
- Professional Liability InsuranceOur businessowners program combines property and liability coverage into one policy and can be offered for a variety of business classes. See the list to the right of eligible business classes. In addition to standard businessowners coverage, we also offer liquor liability and professional liability if eligible.
- Liability InsuranceA personal umbrella policy provides additional personal liability coverage above what your homeowner or personal automobile policy provides helping you “live life well protected.” In today’s world, a lawsuit could potentially cause you to lose your home, auto and other valuable assets if you are not properly protected.
- Flood InsuranceYour business and business personal property are often your largest assets and need special coverage. Whether your business is located in a designated flood area or not, your chance of sustaining flood damage is three times greater than having a major fire. Unfortunately, most business policies specifically exclude damage caused by flood or surface water that enters your commercial building. To protect your substantial investment, the Union Mutual of Vermont offers federally funded flood insurance through the National Flood Insurance Program (NFIP).