Motor Vehicle

• Auto Insurance
  Depending on the scale of your mobile home park, you might hire employees to manage the grounds, perform maintenance, or run the main office. Business auto insurance can provide coverage if an employee is involved in an auto accident while driving a company vehicle or driving their own vehicle while on business. Workers’ compensation can also benefit employees should they suffer from work-related injuries. Employment practice liability insurance (EPLI) should be considered for potential lawsuits regarding your hiring practices, discrimination, or harassment. And like any other business, cyber liability insurance is increasingly important, as a data breach in your systems could expose the personal information of your tenants.
• RV Insurance
• Mobile Home Insurance
  Did you know that mobile homes are often at more risk than a typical home or apartment? Mobile home insurance is one way to help protect your home and possessions from these risks.
• Truck Insurance

Property

• Home Insurance
  Before taking out a policy, you’ll need to check the manufacturing date on the home. Most mobile homes built after June 15, 1976, are classified as “manufactured homes” rather than “mobile homes,” which could affect the type of policy insurers will offer. For example, if your mobile home is considered a manufactured home, you might need to insure it with a home insurance policy, which differs from the coverages offered in a policy designed specifically for mobile homes.

Health and Life

• Life Insurance
  When employees are worried about their financial situation, they may not be as productive. Many individuals today do not have life insurance or adequate savings to cover final expenses, which places additional stress on employees and/or their families when the need arises.
• Health Insurance
  In general, group health insurance is the first priority for employees and is the second largest expense for employers behind payroll. We’ll help you navigate the healthcare process so you can hire and retain top talent.
• Dental Insurance
  The National Association of Dental Plans and the Centers for Disease Control have performed studies that show that employees with dental insurance plans have better attitudes and are less likely to suffer from depression, as well.
• Vision Insurance
  Help your employees maintain their eye health and vision by adding a group vision insurance plan today. There are many affordable plans for you to choose from, so you can get the best possible coverage no matter how many employees you have.

Business

• Business Insurance
  We are experienced in a wide variety of insurance solutions to meet your needs. Whether you’re looking for personal insurance, business insurance, or employee benefits, we provide quality service and advice you can count on. Contact us today to get started.
• Commercial Property Insurance
  Business income insurance compensates you for lost income if the business cannot operate as normal due to damage that is covered under your commercial property insurance policy, such as fire or water damage. Business interruption insurance covers the revenue you would have earned, based on your financial records, had the incident not occurred. The policy also covers operating expenses, like electricity, that continue even though business activities have come to a temporary halt.
• Workers Compensation Insurance
  Workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law, so be sure that you understand your obligations.
• Commercial Liability Insurance
  A Business Owners Policy (BOP) combines business property and business liability insurance into one convenient policy. We’ll work with you to design coverage that helps protect your business from a variety of risks, unique to your industry.
• Restaurant Insurance

Personal

• Liability Insurance
  General liability insurance mainly covers bodily injury to people outside of your business and physical damage to their property. A few exceptions to this principle include data loss and reputation damage (for example, if one of your business’ staff members defames a client). It’s important to note that general liability coverage doesn’t apply to cases where you are sued for giving inadequate professional advice. Errors & omissions insurance (E&O) can help to protect your business from that specific type of risk.

Natural Disaster

• Flood Insurance
  The first myth is that flood insurance is only needed for people living in designated flood zones. In reality, flooding is a potential risk everywhere and the damage can be devastating.