Motor Vehicle

• Auto Insurance
  Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.
• Motorcycle Insurance
  Many companies offer discounts from 10 to 15 percent on motorcycle insurance for graduates of training courses, such as the Motorcycle Safety Foundation (MSF) rider course. Riders under the age of 25, usually considered a higher risk, may see some savings by taking this course. It's also a good idea for cyclists who have already had accidents.
• Boat Insurance
  Every need is unique – contact us today to find out how to get the best boat and watercraft insurance coverage for you.
• Snowmobile Insurance
• ATV Insurance
  There’s no shortage of ways to get outside in Ohio. Whether you’re hitting the trail, the links or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.
• Golf Cart Insurance
• Dune Buggy Insurance

Property

• Renters Insurance
  Renting out property can be a lucrative business, especially if you own several properties. While residents have certain responsibilities, it is the landlord’s job to protect the property. Rental property insurance covers buildings, fences, sheds and liability risks. Think of this coverage as a blanket that falls over the residents’ renters insurance. With both policies in force, you and your tenants are protected from various financial risks.
• Home Insurance
  Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
• Condo Insurance
  Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.

Health and Life

• Life Insurance
  For most people, buying life insurance fulfills a key purpose — if you pass away and aren’t there to earn income for your family, your loved ones would still be covered with a layer of protection against financial hardship. But both term and whole life insurance come with a monthly payment that must be kept up with in order to keep the policy in place, and you may want and need more financial flexibility in your life. Perhaps you’re a business owner, with fluctuating capital and loan needs, or a salesperson who gets partly paid in commissions or bonuses that are never quite certain each year. If you want the reassurance that life insurance provides, while building a significant financial asset and simultaneously allowing for a degree of variability in your income or cash flow, universal life insurance might be the answer.
• Health Insurance
  At Rankin & Rankin, we are committed to offering a total array of insurance services that meet your every need. That is why we offer additional insurance coverage to keep you protected in areas that your current Health Insurance policy does not cover – for peace of mind assurance that keeps your finances secure.
• Disability Insurance
  Disability insurance is a type of insurance that will provide income in the event a worker is unable to perform their work and earn money due to a disability. There are many types of organizations that provide different types of disability insurance.
• Long Term Care
  If you are turning 65 or retiring, we help you understand which plans work best for “out of network†provider areas, what plan covers you if you travel across the country, or abroad? Is Medicare Long Term Care coverage? How can you prevent being relegated to a nursing home? How to ensure you have your care at your own home and not a nursing home.
• Dental Insurance
• Vision Insurance

Business

• Business Insurance
  We are grateful for the opportunity to service your personal and business insurance needs for many years to come.
• Commercial Property Insurance
  Without adequate commercial property coverage, approximately a quarter of businesses fail during the first year following a disaster or theft. Such events result in hundreds of billions of dollars in paid claims. Most businesses cannot afford such a substantial loss. Commercial property insurance can assist with repairs, replacements and lost income during a tumultuous time like a natural disaster or theft.
• Workers Compensation Insurance
  Employees of oil and gas companies can be exposed to far more risks than employees of other businesses. Providing employees with the peace of mind of having accidental death and dismemberment coverage as well as workers compensation coverage will not only help to maintain employee satisfaction and motivation, it will also help protect your business from potential claims you could face when an employee is injured or experiences a fatality on the job.
• Commercial Liability Insurance
  Savvy business owners consider several different commercial insurance policies to protect their businesses. But, what do you do if something happens that results in higher bills than what your current policy covers? Commercial umbrella insurance can come to the rescue under such circumstances.
• Professional Liability Insurance
  The number of liability lawsuits against professionals has increased in recent years. Many professionals within a variety of industries are at risk of being sued, whether the charges are valid or unfounded. Such lawsuits can mean financial ruin both professionally and personally, including the loss of cars, homes and careers. Professional liability insurance helps with the financial burden of these events.

Personal

• Liability Insurance
  If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage.

Natural Disaster

• Flood Insurance
  Floods cause all kinds of damages; erosion, structural integrity compromises and property destruction among them. These damages can result from floods that occur as a result of storms, overflows and a variety of other things. In any case, even the slightest flooding can result in high costs. Insurance is a way of reducing and even eliminating these costs and keeping individuals and businesses secure in the event of floods. At Rankin & Rankin we work with the provisions of the National Flood Insurance Program (NFIP) to deliver optimal, customized flood insurance plans. We have our own flood insurance program and we adapt this program to individual clients’ needs to provide the greatest protection for the best price.
• Earthquake Insurance
  Property insurance provides protection against most risks to property, such as fire, theft and some weather damage, these includes specialised forms of insurance such as building insurance, content insurance, fire insurance, flood insurance and earthquake insurance.