Motor Vehicle

• Auto Insurance
  Whether you live in Cooperstown, Binghamton, Cobleskill, or Worcester, or any other part of New York, when most people think about car insurance, they think about damage to their car. The truth is, car insurance covers
• Boat Insurance
  Do you know what to look for in a Boat Insurance policy? The Bob Putnam Agency can help you determine the right amount of coverage to meet your specific needs. Just contact us today to get started.
• RV Insurance
  RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Let The Bob Putnam Agency help you select the right coverage for your RV needs and get a great price at the same time.

Property

• Renters Insurance
  Your renters insurance policy also protects you and your family against certain bodily injury and property damage claims for which you are liable. Legal defense is also provided in the event you are sued after a covered loss, subject to the limits you have selected.
• Home Insurance
  The Bob Putnam Agency can help you find the best homeowners insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and competitive pricing.

Health and Life

• Life Insurance
  Life insurance is not only the cornerstone of a solid financial plan, but it’s hands down one of the most cost effective ways to protect the people who depend on you financially.
• Health Insurance
  A health insurance policy that the insurer is required to renew – as long as premiums are paid – at least until the insured attains the age limit specified in the policy, or the policy is cancelled by the insured. The insurer may increase the premium rate for any class of guaranteed renewable policies.

Business

• Business Insurance
  The The Bob Putnam Agency was founded in 1981 when Bob Putnam started a brand new agency with no clients at all. Our tremendous growth over the years has been based on the core principle that we would provide our clients with outstanding service while addressing their entire insurance portfolio. We place as much emphasis on addressing life insurance needs and retirement solutions as we do on finding affordable auto, home, and business insurance. While we have grown to four locations serving thousands of clients today, we still appreciate each and every individual referral as an endorsement of not just our great rates, but first class service as well!
• Workers Compensation Insurance
  A key part of running your business is keeping employees safe at work. However, if one of your employees does suffer an injury, Workers Compensation coverage provides you and your employees with important protection.
• Commercial Liability Insurance
  At it’s core, General Liability Insurance (a.k.a. CGL for Commercial General Liability) is the most basic form of commercial liability coverage. If you own a business, having General Liability coverage is not optional — it’s mandatory.

Personal

• Liability Insurance
  Are you a business owner in the state of New York looking for General Liability Insurance? Our agency has you covered. It only takes one claim to financially cripple your business, so it’s important that you have adequate coverage from a highly rated carrier.

Natural Disaster

• Flood Insurance
  If you’re looking for flood insurance in Cooperstown, Binghamton, Cobleskill, or Worcester we’ve got you covered. Did you know that every single house in the entire country is in a FEMA flood zone? It’s just that some flood zones are worse than others.