Taxes

• Income Tax
  For those saving for future medical bills, considering an HSA with investment options. Since your account grows tax-deferred and distributions are tax-free, your investments are free from paying capital gains or income tax.

Planning

• Long Term Care
  Part A Hospital Insurance - Most people don't pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working. Medicare Part A (Hospital Insurance) helps cover inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home health care. Beneficiaries must meet certain conditions to get these benefits.