Motor Vehicle

• Auto Insurance
  As a business owner, you’re passionate about what you do. That’s why we offer business auto insurance solutions specifically designed for companies just like yours.
• Motorcycle Insurance
  With motorcycle insurance coverage from Choice Insurance Agency, you can choose how much and what kind of coverage your bike needs — at a reasonable price, too. Options include Bodily Injury and Property Damage Liability, Medical Payments, Roadside Assistance, and more. Protect your bike with the following types of motorcycle insurance coverage...
• Boat Insurance
  A boat insurance policy comes with plenty of options for specialized coverage, such as Roadside Assistance, On-Water Towing,Total Loss Replacement, and more.
• RV Insurance
  RV insurance can protect your investment from top to bottom. With RV insurance, you can select many types of coverage, including Vacation Liability, Full Timer’s, Emergency Expense and more. Your RV insurance policy can also protect your traveling companions and your valuables when you’re on a trip.
• Snowmobile Insurance
  Snowmobile insurance is available in Michigan and other 30 states across the country. In states that sell snowmobile insurance, you can insure up to five operators and up to four snowmobiles per policy. You and your family can feel comfortable knowing snowmobile insurance is protecting you. And with a snowmobile insurance policy, you can insure just your snowmobile—no need to add it to a car or motorcycle policy.
• Inland Marine Insurance
• Truck Insurance
  If you work in the towing services or trucking industries, please visit the tow truck insurance or truck insurance sections to learn about unique products and features Choice Insurance Agency offers to meet your small business insurance needs.
• Jet Ski Insurance

Property

• Home Insurance
  Protect your house — and your possessions — with homeowners insurance from Choice Insurance Agency. For homeowners, insurance protection is an important aspect of homeownership. Buying homeowners insurance, or home insurance, means buying protection for your home — both inside and out.

Health and Life

• Life Insurance
  Term life insurance provides coverage for a specific period of time. Generally, you can buy term life insurance for periods of five years or more, and your policy is active until that period passes. The other type of life insurance, whole life insurance (also known as permanent life insurance), covers you throughout your lifetime and has a cash value. You might also hear about universal life insurance, which a form of whole life insurance that doesn’t guarantee your coverage or premium, like whole policies generally do.
• Health Insurance
  Medical Payments – MedPay covers the cost of necessary medical care you receive as the result of a motorcycle accident and can be used regardless of who is at fault. MedPay often is limited to medical treatment received within the first three years after an accident and is limited to a specific dollar amount. In some states, MedPay only applies after other medical insurance is exhausted.
• Disability Insurance
  What is your most valuable asset? Your ability to earn income. If you are injured and are unable to work, how will your bills get paid? A disability insurance policy designed to fit your budget and income replacement need may be the answer to your financial security. What are your financial needs & goals? Is it to pay off a mortgage or other debt in the event of an untimely death? Family protection, income tax protection, retirement or college savings? Whether it’s a life insurance policy or an annuity, we can tailor a product designed to meet your specific needs and insure a solid financial future.
• Long Term Care
  Other optional benefits such as home health care are available for an additional premium. As in any estate planning situation, with long-term care the earlier one starts in planning the solution, the lower the cost.

Business

• Business Insurance
  Find out if you’re eligible online and speak to a licensed representative who specializes in small business insurance to answer any of your questions.
• Workers Compensation Insurance
  Choice Insurance has competitive rates on auto, home & business insurance, including workers compensation insurance. In most cases, multi-policy discounts are available if more than one line of coverage is placed with the same insurance company. The insurance companies that we represent are highly rated by A.M Best and others. We can attach a personal property inland marine schedule to your homeowners policy for items such as jewelry, furs, collectibles, guns, and fine arts. Business policies can also be endorsed with an inland marine schedule for items such as tools and other business equipment.

Personal

• Annuities
  Life insurance, annuities, long term care and disability income protection are all products you will rely on many years into the future.
• Liability Insurance
  Our umbrella insurance offers additional insurance protection above your current auto and homeowners policies that secures the lifestyle you’ve worked hard for.
• Identity Theft Insurance
  Business Owners Insurance – Also known as a Business Owners Policy (BOP), this group of coverages can provide both basic general liability insurance and other options such as property insurance, loss of income insurance, identity theft insurance and many others. Check eligibility.
• Pet Insurance
  Progressive’s Pet Injury coverage protects your dog or cat from injuries that result from accidents when they’re inside your vehicle. Pet Injury coverage is not pet insurance, which covers your pet in the event of illness or injury.

Natural Disaster

• Flood Insurance
  It is a good idea to review some optional coverages you may wish to add to your current homeowners policy. Flood insurance as well as the sewer back-up and earthquake endorsements are worth a brief examination.