Motor Vehicle

• Auto Insurance
  There are many options to consider when purchasing auto insurance. Some are required by law or your lender, while others are optional. A TCI Insurance agent will work with you to determine which coverages are right for you.
• RV Insurance

Property

• Renters Insurance
  It’s important to know your level of flood risk. Standard homeowners and renters insurance policies do not include flood loss. In fact, many specifically exclude it. Even those living in areas with low to moderate flood risk may still be at risk for water backup or sewer overflow.
• Home Insurance
  Nobody expects to be the target of a lawsuit, but it can happen to anyone at any time. If you’re held legally liable for damages that exceed your current auto or homeowners insurance coverage, an umbrella policy can help cover these expenses.

Health and Life

• Life Insurance
  From health coverage to life insurance, securing the right benefits is an important decision for you and your family. Our advisors at TCI Insurance are here to help walk you through the options and decide what coverage will best suit your current needs.
• Health Insurance
  Health insurance has undergone a lot of changes under the new Health Care Reform. Whether you’re an individual looking for coverage or a business in need of a group health plan, TCI Insurance can help find the plan that is right for you.
• Disability Insurance
  Here at TCI, we understand the importance of preparing for unexpected and often uncontrolled circumstances, like a disability. Disability insurance protects the beneficiary’s earned income against the risk that a disability will cause them to be unable to perform core functions of their work. It includes paid sick leave, short-term disability benefits, and long-term disability benefits.
• Long Term Care
  There are times when additional coverage is needed that goes beyond your health or disability insurance. Health insurance or Medicare will only pay for doctor and hospital bills. If you develop a chronic illness or become disabled and are unable to care for yourself for an extended period of time, you’ll need long-term care services, which come at a steep cost. Find out how you can protect yourself and your loved ones with long term care insurance by getting a quote from TCI today.
• Dental Insurance
  At TCI, we can help you find a dental insurance plan or vision insurance that offers you the protection you need, reducing your out of pocket expenses. Dental and vision coverage is available from the companies we work with for individuals, families and groups. We would be happy to provide you with quotes.
• Vision Insurance

Business

• Business Insurance
  No matter the size of your business, having insurance protection is important. Our team of business insurance specialists is here to assess your risk, create a plan, and tailor your insurance coverage so you feel confident and secure in knowing your business is protected.
• Commercial Property Insurance
  Ensure that not only your building is protected, but also the personal property of your business. Accidents do happen and commercial property insurance can help protect your business from a major financial loss. We can walk you through the basics of property insurance and help you ensure that your property is adequately insured.
• Workers Compensation Insurance
  Keep your employs protected with a workers compensation policy that covers expenses if an employee is injured from a work-related accident. Without a workers compensation policy, serious injuries that occur on the job could lead to an expensive lawsuit.
• Commercial Liability Insurance
  A commercial umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing business liability policies.
• Professional Liability Insurance
  Prevent mistakes and errors from becoming major losses for your business with a professional liability policy. Your day-to-day operations will be protected should your business be held legally liable for an incident or error.

Personal

• Annuities
  An annuity can be a valuable addition to your overall retirement strategy because it offers tax-deferred growth while you’re saving for retirement, and dependable income after you retire. There are several types of annuities to choose from...
• Liability Insurance