I would not recommend this lender because they fail to contact me if they would help or not. I left a lot of messages through e-mail and phone. They still have not contact me about an update on my mortgage loan. I would like them to say if they cannot help me then just simply write an e-mail stating that. I am getting sick of these mortgage lenders ignoring my phone calls and e-mail. Some people might think otherwise but that is my opinion. I would not get my mortgage loan from this lender in the future.