Motor Vehicle

• Auto Insurance
  An automobile insurance coverage mandated by law in some states. The statutes typically require insurers to provide or offer to provide first-party benefits for medical expenses, loss of income, funeral expenses and similar expenses without regard to fault
• Motorcycle Insurance
• Boat Insurance
• RV Insurance
• Inland Marine Insurance

Property

• Renters Insurance
• Home Insurance
  Homeowners insurance does NOT cover flood damage! Learn more about flood insurance by clicking on this link to the National Flood Insurance Plan.

Health and Life

• Life Insurance
  Founded in 1960 by Paul Fish as a life insurance only operation, Paul moved his business from Maumee to downtown Waterville in 1976, adding property & casualty insurance to the agency’s offerings around the same time.  Paul’s son, William, joined the business full time in 1987, eventually becoming owner upon Paul’s retirement in 2002.  Jerel Fish joined his uncle and grandfather in 1999 as a personal lines account manager, soon became the agency’s primary life insurance agent and officially became the business’ third-generation family owner in the spring of 2016.

Business

• Business Insurance
• Commercial Liability Insurance
  The Commercial Umbrella Policy provides the extra protection every business requires with extra limits where general liability and automobile limits end.
• Professional Liability Insurance
  Coverage designed to protect professionals such as physicians and real estate brokers, against liability incurred as a result of errors and omissions in performing professional services

Personal

• Annuities
  Annuities- A contract between a person and an insurance company where the person pays a specified amount for the annuity. In return, the person will receive payments in the future for the stated period of time in the annuity contract. There are several types of annuities.
• Liability Insurance
  We can provide you with protection against catastrophic liability claims. An umbrella policy acts as an excess coverage over your primary liability policies. Its limits apply in addition to the provided by underlying coverage. This form provides a higher limit of coverage that is excess over scheduled underlying policies. It is used in one of three ways...

Natural Disaster

• Flood Insurance
  A federally funded program established to make flood insurance available to properties located in participating communities National Flood Insurance Program: A federally funded program established to make flood insurance available to properties located in participating communities