Motor Vehicle

• Auto Insurance
  Commercial Auto Insurance: If your business uses vehicles for business purposes, commercial auto insurance is necessary to protect against liability and property damage caused by those vehicles.
• Inland Marine Insurance

Property

• Renters Insurance
  Your home is your most valuable asset. Come fire, accident or natural disaster, we’ll make sure it’s protected with the right homeowners or renters insurance policy.
• Home Insurance
  Your most valuable assets are likely your home and the belongings inside — keeping them protected should be a top priority. Safeguard what you hold most dear and gain peace of mind knowing you’re covered in the event of unexpected damage or loss. With over 100 years of experience providing homeowners insurance, we have the tools and expertise to help you find the right coverage.
• Condo Insurance
  As a condo owner, your unit has separate needs than your building. Your condo association has a policy that protects the exterior of your unit, but you are responsible for the contents and liability inside your own space.

Health and Life

• Life Insurance
  You don’t buy life insurance FROM RogersGray, you buy life insurance WITH RogersGray. We’re committed to making sure you always have one of the most intelligent, thoughtful people in the business to turn to.
• Health Insurance
  We take our benefits seriously because we care about our team and their families. From health insurance to maternity & paternity leave and everything in between, our benefits package is meant to protect you and your family.
• Disability Insurance
  Although long-term care insurance evolved from income disability insurance, major medical insurance or disability insurance does not protect a policyholder in the same way. Unlike a medical policy that will cover a limited number of days of recuperative time, a long-term policy will cover two years or more. Beyond that, disability insurance replaces only salary at the time of the injury and does not cover care. The policyholder will then have to pay out of pocket for any ongoing long-term care due to his or her accident or injury.
• Long Term Care
  With medical advances and increased access to care leading to a much longer life expectancy, the long term care crisis continues to grow exponentially.

Business

• Business Insurance
  Whether you’re a one-person operation or have multiple locations across the state, RogersGray is your guide to small business insurance so you can continue to grow and thrive.
• Workers Compensation Insurance
• Professional Liability Insurance
  Professional Liability Insurance (Errors & Omissions Insurance): Protects against claims of negligence, errors, or omissions arising from professional services or advice provided by the business.
• Builders Risk Insurance
  Coverage for damage to buildings that takes place while they are under construction. May be required as a condition to many contracts or part of building code compliance.

Personal

• Liability Insurance
  Do you need help determining the types of personal insurance products that are right for you? RogersGray can help safeguard your assets and your family’s quality of life with customized homeowners, auto and umbrella insurance products.

Natural Disaster

• Flood Insurance
  The average business owners policy will not protect you from losses caused by floodwaters. These policies can protect you against other types of naturally occurring damages like fire or lightning. A commercial flood insurance policy can protect your business against a range of environmental threats. Overflowing water from nearby streams or rivers can prove damaging to a property, particularly after a period of prolonged rainfall. Additionally, heavy rain can create storm drain blockages or even breaks in dams or levees. A commercial flood insurance policy can protect your business against these perils, among others.