Taxes

• Tax Planning
  5. Tax Planning: Advisors consider tax implications in their clients' financial plans and provide strategies to minimize tax burdens. They may collaborate with tax professionals to optimize tax efficiency and ensure compliance with relevant laws and regulations.
• Charitable Giving
  One of the key ways we add value is the tax efficiency of our investment strategies. We will work with you to identify tax-efficient solutions such as charitable gifting, retirement saving, diversifying company stock, and education saving.
• Estate Taxes
• Tax Services
  We place a particular emphasis on tax management to enhance after-tax returns. Our strategies include asset location, municipal fixed income, tax-efficient ETFs, and trade customization.
• Roth IRA
  The inverse of the tax-deferred account is a tax-free account, e.g., Roth IRA or Roth 401k. These accounts were named after Senator William Roth, who helped create these accounts in the late 1990s. Contributions to Roth accounts are after-tax, i.e., the dollars have already been taxed. However, once in the account, income, growth, and distributions are
• Income Tax
  However, these accounts are tax-deferred, not tax-free. Withdrawals from the accounts are taxed at ordinary income tax rates. And once you reach age 73 (or 75 if born after 1960), you must take an annual required minimum distribution (RMD), which is the government’s way of forcing taxation.

Investment

• Investment Management
  We have spent more than three decades demonstrating a steadfast commitment to serving our clients as an independent, fee-only planning and investment management firm. Let us show you what a true partnership looks like at Burton Enright Welch.
• Mutual Funds
  Discussions about investing often overlook the obvious fact that stocks are businesses. Although we invest in mutual funds and ETFs (diversified baskets of stocks), individual stocks can help illustrate the long-term case for investing and why, in part, the market is down.
• Bonds
• Wealth Management
  At Burton Enright Welch, we help executives continue the lifestyle they have worked decades to create. Based in Walnut Creek, California, we are a Registered Investment Advisor providing wealth management to help you feel assured you can retire when you want to. Our team of CFP® professionals can help...
• Money Market Funds
  We thought it would help to summarize the two main types of U.S. savings bonds, as well as what to do if you own them. Yields on U.S. Treasuries and Money Market Funds are higher (4.5% to 5.0%) than any time in the past decade. It may be prudent to redeem lower-yielding savings bonds to take advantage of current rates.

Accounting

• Accounting Services

Planning

• Financial Planning
  We believe in the power of financial planning, and we understand that no two clients are exactly alike. There is no one size fits all plan at BEW. Each plan is tailored to give you the best chance to meet your specific goals.
• Retirement Planning
  Our team of retirement planning experts designs, implements, and advises on corporate retirement plans structured to your firm's needs.
• Annuities
  3. Insurance Licenses: Financial advisors who sell insurance products such as life insurance, annuities, or long-term care insurance may need to obtain insurance licenses. Licensing requirements for insurance products are regulated at the state level and may vary.
• Long Term Care
  4. Risk Management: Financial advisors evaluate and mitigate potential risks that may affect their clients' financial well-being. They assess insurance needs, such as life, health, disability, and long-term care insurance, and recommend appropriate coverage to protect against unforeseen events.
• Asset Management
  Politics touches on people’s core identities and triggers emotions. Successful investors acknowledge these emotions, but make pragmatic decisions rooted in data, evidence, and personal asset allocation.
• Gifting Strategies
  QCD Limit to Increase with Inflation: Qualified Charitable Distributions (QCDs) are a tax-efficient gifting strategy for individuals with IRAs that are age 70 1/2 or older. Since their inception in 2006, QCDs have been limited to $100,000/ year. Starting in 2024, the maximum annual QCD amount will be indexed for inflation.