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State Directory- Auto InsuranceMost people think that all car insurance is the same. Those people couldn't be more wrong! Insurance limits your personal risk. Contact an agent today!
- Home InsuranceSince this is one of the largest investments you will ever make, make sure its protected! In addition to quality homeowners insurance, we offer you some good advice to help protect your home and family.
- Business InsuranceCoverage options for Service Insurance may include Business Income coverage, or Business Interruption coverage, which allows your service company to remain in the black even while your business property is being restored or replaced following a loss. A program tailored to the needs of your service firm might include coverage for equipment related losses, which might be a crucial option for an information technology service company. General Liability and Business Insurance policies may not cover all of the specific ins and outs of your business; that's why there are Retail and Service Insurance policies. These coverages may be able to provide protection for your business in the event of theft, food contamination, or pollution-related losses—and these are just a few of the examples of ways in which a policy can be tailored to fit your needs.
- Workers Compensation InsuranceWorkplace health and safety is important, but sometimes accidents or work-related illnesses happen. Workers' Compensation Insurance serves two main purposes. This coverage provides compensation for medical procedures or medication as well as wages to the injured or sick employee while preventing said employee from filing suit against an employer for negligence. Depending on your company's needs and location, the construct of your Workers' Compensation coverage may differ; however, it will still accomplish both of the aforementioned goals.
- Professional Liability InsuranceEven if you have your clients' best interests in mind, sometimes the service, products, or advice you provide can harm a client or a client's business. Also referred to as Errors & Omissions Insurance (E&O) or Professional Indemnity Insurance, Professional Liability Insurance protects you and your firm against claims should that occur.
- Restaurant InsuranceProtecting your restaurant from the risks inherent to the industry not only secures your investment, but helps promote the health, safety, and wellbeing of your employees as well as your patrons. Because Restaurant Insurance policies can be built coverage by coverage, they can often include types of insurance that might otherwise have to be purchased separately, such as General Liability. By combining multiple types of coverage, your Restaurant Insurance policy can offer security in all aspects of your business.
- Liability InsuranceTypical umbrella policies have a limit of $1 million or more above and beyond the underlying limits. Take note that the underlying policies (homeowners & auto) must meet minimum limits set forth by the umbrella carrier before an umbrella will be available. Companies that sell umbrella coverage often require a $300,000 liability limit before they will underwrite an umbrella policy.
- Flood Insurance