Taxes

• Roth IRA
  You have choices about what to do with your 401(k) or other type of plan-sponsored accounts. Depending on your financial circumstances, needs and goals, you may choose to roll over to an IRA or convert to a Roth IRA, roll over a 401(k) from a prior employer to a 401(k) at your new employer, take a distribution, or leave the account where it is. Each choice may off er different investments and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment (particularly with reference to employer stock), and provide different protection from creditors and legal judgments. These are complex choices and should be considered with care.

Investment

• Investment Management
  The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., (“Bank of America†) and Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S†or “Merrill†), a registered broker-dealer, registered investment adviser and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.†).
• Bonds
• Wealth Management
  Congratulations to the 34 teams and 129 advisors named to the 2024 Forbes “ America's Top Wealth Management Teams High Net Worth †list.  Thank you for all you do to serve our clients.

Accounting

• Accounting Services

Planning

• Financial Planning
  We’ve created a financial planning experience you can’t get anywhere else — one that gives you perspective into your total financial life. Financial planning feels very different here. It’s tangible, it’s actionable and it’s designed around your unique needs.
• Retirement Planning
  Take our quick, two-minute quiz to determine your retirement planning progress across three key areas and get suggested next steps to help you continue your journey forward with confidence.
• Annuities
• Long Term Care
  Your advisor can coordinate with key professionals in your life – accountants, estate attorneys, elder care resources and more.
• Asset Management
  Investing involves risk. There is always the potential of losing money when you invest in securities. Past performance does not guarantee future results. Asset allocation, rebalancing and diversification do not guarantee against risk in broadly declining markets.