Motor Vehicle

• Auto Insurance
  Auto insurance in Texas is a type of financial protection that provides coverage for drivers and vehicle owners in the state in the event of accidents, property damage, injuries, or other covered incidents involving their vehicles. Texas law mandates that all drivers maintain a minimum level of auto insurance to legally operate a vehicle on public roads. Here are key aspects of auto insurance in Texas...
• Motorcycle Insurance
  Policy Limits and Deductibles: When purchasing motorcycle insurance, riders can choose coverage limits and deductibles that suit their needs and budget. Higher coverage limits and lower deductibles generally result in higher premiums.
• Boat Insurance
  Summer has just begun and that means vacations and trips to the beach and lake. Likely some of these activities will involve your boat. It’s important to keep your boat insured against damages that can occur during the off-season. Thinking about reducing your coverage? Take a moment to learn about different boat insurance coverage options so you can make an informed decision about which coverages to trim and which coverages to keep intact.

Property

• Renters Insurance
  Renters insurance in Texas, like in other states, provides financial protection to tenants who are renting a home or apartment. It covers various aspects of your personal property and liability. Here are the key components of what renters insurance typically covers in Texas...
• Home Insurance
  Homeowners insurance in Texas is a type of insurance coverage designed to protect homeowners from financial losses and liabilities associated with damage to their homes and personal property. This insurance also provides coverage for personal liability in case someone is injured on the property or if you accidentally cause damage to someone else’s property. Here are key aspects of homeowners insurance in Texas...

Business

• Business Insurance
  Business insurance, also known as commercial insurance, is a type of coverage designed to protect businesses and their assets from various risks and potential financial losses. It provides a safety net for businesses by transferring the financial burden of certain risks to an insurance company in exchange for premium payments. Here are some key aspects of business insurance...
• Commercial Property Insurance
  Commercial property insurance is a type of insurance coverage designed to protect businesses and property owners in the state of Texas from financial losses resulting from damage or loss of their physical assets. This insurance typically applies to a wide range of commercial properties, including office buildings, retail stores, warehouses, manufacturing facilities, and more. Here are key aspects of commercial property insurance in Texas...
• Professional Liability Insurance
  Professional Liability Insurance, often referred to as Errors and Omissions (E&O) Insurance, is a type of insurance coverage designed to protect professionals and businesses in Texas from financial losses arising due to claims of negligence, errors, omissions, or mistakes in their professional services. This insurance is especially important for individuals and companies that provide professional advice, services, or expertise, such as lawyers, doctors, consultants, real estate agents, architects, and more. Here are key aspects of Professional Liability (E&O) Insurance in Texas...

Personal

• Liability Insurance
  Coverage for Bodily Injury and Property Damage: General liability insurance covers bodily injury and property damage claims that occur on your business premises or as a result of your business operations. For example, if a customer slips and falls in your store, sustaining injuries, your general liability insurance can help cover medical expenses and legal costs if the injured party files a lawsuit.

Natural Disaster

• Flood Insurance
  Structural Damage: Flood insurance covers the structural damage to your home, including the foundation, walls, roof, floors, built-in appliances, and more. It also covers detached structures on your property, such as garages and sheds.
• Earthquake Insurance
  Endorsements and Optional Coverages: Homeowners can often customize their policies by adding endorsements or optional coverages for specific needs, such as flood insurance, earthquake insurance, or coverage for valuable personal items like jewelry or art.