Planning

• Annuities
  A living benefit rider is an optional benefit available on many of today’s most popular retirement financial tools: fixed annuities. These riders can be useful for those who are concerned about having sufficient retirement income for life. Fixed annuities and living benefit riders can be used to
• Long Term Care
  Thomas will work with you  to protect your assets when the cost of long-term care threatens family financial security, even if there is no Long-Term Care Insurance Policy.