Motor Vehicle

• Auto Insurance
  Auto insurance protects you against financial loss if you have an accident. You pay a premium and the insurance company agrees to pay your losses.
• Motorcycle Insurance
  Many companies offer discounts from 10 to 15 percent on motorcycle insurance for graduates of training courses, such as the Motorcycle Safety Foundation (MSF) rider course. Riders under the age of 25, usually considered a higher risk, may see some savings by taking this course. It's also a good idea for cyclists who have already had accidents.
• RV Insurance
  Unless you have a true recreational vehicle insurance package, you could be in for an unpleasant ordeal should you experience a loss with your RV. Your auto and homeowner's policies may not cover such items as appliances, plumbing or accessories. Without true Recreational Vehicle insurance, your emergency expenses incurred while traveling would undoubtedly come out of your own pocket. A typical travel trailer insurance policy from an auto carrier will include physical damage coverage only. Our A + rated motorhome insurance and travel trailer insurance companies provide coverages far above and beyond the modest coverage provided by your auto insurance company.
• Truck Insurance
  To keep operating expenses low, many trucking companies and owner-operators regularly review their options for affordable commercial truck insurance in the Midwest.

Property

• Home Insurance
  It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. Ask your agent to talk about what is covered and be sure to read your policy so you know exactly what's included and what is not.

Health and Life

• Health Insurance
  There are essentially two kinds of health insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses. Most cover prescription drugs and some also offer dental coverage.
• Disability Insurance
• Long Term Care
  Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, toileting or continence, and/or transferring (e.g., getting out of a chair or out of bed). These six actions are called Activities of Daily Living–sometimes referred to as ADLs. In general, if you can’t do two or more of these activities, or if you have a cognitive impairment, you are said to need “long-term care.”

Business

• Business Insurance
• Commercial Property Insurance
  For your company's commercial property insurance, these are a few good habits to ensure you have the right coverage.
• Workers Compensation Insurance
  When it comes to workers compensation you need advisors that can help though the process of loss control, claims and audits.
• Professional Liability Insurance
  Many insurance companies write a professional liability insurance policy on a claims-made basis with a retroactive date and extended reporting period.

Personal

• Liability Insurance
  Bodily injury or property damage: You’ll want to get a general liability insurance policy to help cover claims that your business hurt somebody or damaged their property.