General Info

Ray proudly serves clients nationwide. Ray has 10 years of experience as a Home Lending Advisor and specializes in fixed-rate mortgages, adjustable-rate mortgages, home equity lines of credit, FHA and VA mortgages, condo and co-op lending, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Ray is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Ray can help you get a clear picture of what might work best for you. Ray will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Ray wants to ensure that you have a positive home lending experience.