Health and Life

• Life Insurance
  Benefit Resource Management (BRM) has provided state-of-the-art software solutions for the insurance industry for nearly 30 years and is dedicated to developing technology solutions for efficient, cost-effective, and professional claim management of Disability and Life Insurance products.
• Disability Insurance
  Hawaii's Temporary Disability Insurance Law stands alone. It covers all employers with one or more employees except the federal government. The benefit and contribution maximums are revised annually. In 1998, employees could contribute to the state fund up to.5% of their wages or 50% of costs, not to exceed a weekly maximum of $3.07. Employers can pay the entire cost, or withhold employee contributions for one-half the cost, not to exceed the maximum employee contributions.

Business

• Workers Compensation Insurance
  New York's Disability Benefits Law is administered in conjunction with the state worker's compensation law. It covers all employers who employ one or more workers for at least 30 days in a calendar year and is effective four weeks after the 30th day of employment and continuing for four weeks following an employee's termination.