Family Law

• Divorce
• Child Support
  Marital dissolution is a harbinger of debt and one of the most common causes of bankruptcy. Legal fees alone are enough to force some to file. And when you add division of marital assets, taking on a portion of your ex-partner’s debt, a decree of child support, and alimony, it’s easy to see how
• Spousal Support
  Our bankruptcy petition will not be denied if you have non-dischargeable debts. However, filing for Chapter 7 bankruptcy will not be able to wipe out all of your debts. A discharge is not available for 19 types of debt. These include student loans and obligations arising from a previous marriage, such as alimony and child support.

Criminal Law

• Theft

Finance Law

• Bankruptcy
  Deciding to file for Chapter 7 bankruptcy may be an excellent opportunity for a fresh financial start. The best part is that
• Foreclosure
  Borrowers often need to be wary of hidden lender costs that quickly run up the cost of the loan. Borrowers are usually responsible for paying for title insurance, a new appraisal, origination fees, commitment fees, and possibly brokers’ fees. Other disadvantages of home equity loans include “balloon payments” and “teaser rates.” A “balloon payment” requires the borrower to pay off the entire loan within a certain number of years. This usually results in having to take out an additional loan and accordingly incurring more fees and costs. Borrowers without great credit might not be able to obtain a loan large enough to pay off the existing home equity loan and thus, will quickly find themselves facing foreclosure. A “teaser rate” is a low introductory interest rate that can increase during the term of the loan, sometimes by several percent, drastically increasing the total cost of the loan. Some home equity loans can be “flipped” into a new loan with a higher interest rate and add other additional costs.