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State Directory- Child SupportThere are certain debts that cannot be discharged and a debtor will continue to be responsible for payment on them, including unpaid child support, alimony, and tax debts. Additionally, a bankruptcy court may not discharge student loans unless a debtor can show that repayment would create be an undue hardship.
- Spousal Support
- Criminal DefenseFlorin Legal, P. A. was founded in 2011 by Attorney Scott C. Florin. After starting his legal career in the State of Ohio and after several years practicing in a variety of areas including Bankruptcy, General Civil Litigation, and Criminal Law, Scott Florin has since devoted his practice almost exclusively to Consumer Law and the protection of consumers’ rights.
- Theft
- Identity TheftWith so much financial uncertainty and issues with identity theft, staying on top of your credit report is more important than ever before. Understanding your credit report and reviewing for…
- BankruptcyThe two most common types of bankruptcies involve the liquidation and reorganization of a person’s assets to alleviate financial burden. Liquidation of assets, known as Chapter 7 Bankruptcy, is when a debtor requests a legal discharge of his/her debts from the bankruptcy courts.
- ForeclosureForeclosure – Chapter 7 filing will only temporarily stop a foreclosure. A Chapter 13 filing may be a better option in this case since it usually allows a debtor to keep his or her house.
- Debt CollectionThere are Federal and Florida state laws that protect consumers from unfair debt collection practices. Facing financial debt is hard enough without inappropriate communications and activities from creditors. The Fair Debt Collection Practices Act (FDCPA) provides protection from a variety of abusive, deceptive and unfair debt collection practices by debt collectors. While the FDCPA only applies to third party debt collectors, the Florida Consumer Collection Practices Act (FCCPA) provides additional protection against original creditor collections.