- Divorce
- Child SupportYou should list every one of your creditors. This includes taxes, child support, student loans, credit cards, medical bills, utilities, mortgages, car loans, finance companies, credit unions, etc. Some may not be discharged, but you should list them all.
- Spousal Support
- ForgeryJudicial challenge to foreclosure – Florida law does permit a homeowner in foreclosure to file a lawsuit in Superior Court challenging the legality of the foreclosure, and demanding a stay of the foreclosure proceeding. Such a proceeding might be appropriate if the foreclosing party obtained its deed by fraud or forgery. Judicial challenges to foreclosures in Florida are rare and can be expensive
- Power of AttorneyFlorida law allows mortgage companies to foreclosure on your home without a requirement for a hearing before a judge. Most mortgages written in Florida contain a limited power of attorney whereby you authorize your mortgage company to foreclose simply by sending you written notice of default and by advertising in the legal newspaper for the county where the property is located.
- BankruptcyPersonal bankruptcy is a method that may be used to get out from under unmanageable debt and make a fresh start, albeit with a negative impact on your credit ratings. There are two options available to the individual debtor. A chapter 7 filing liquidates assets to pay off creditors, while a chapter 13 filing allows the debtor to retain more assets and work to pay off his or her debts.
- ForeclosureSTOP FORECLOSURE - Chapter 13 puts an immediate stop to foreclosure and allows you to take up to five years to pay back your missed mortgage payments and other debts......