- Divorce
- Child SupportThings like child support and spousal support cannot be removed under any circumstances. Student loan debt is also not able to be discharged along with most tax debts.Â
- Child Custody and Visitation
- Spousal SupportNo assignment, release, or commutation of compensation or benefits due or payable under this chapter except as provided by this chapter shall be valid, and such compensation and benefits shall be exempt from all claims of creditors, and from levy, execution and attachments or other remedy for recovery or collection of a debt, which exemption may not be waived. However, the exemption of workers’ compensation claims from creditors does not extend to claims based on an award of child support or alimony.
- Identity TheftAs a credit lawyer Tarpon Springs, FL residents trust from Carolyn Secor, P.A. understands, seeing your credit tank can be one of the most devastating events to happen. You need credit for many things in life, whether it is buying or renting your home, leasing a car, or even signing up for a credit card. Whether you are dealing with mistakes that you have made or have dealt with identity theft issues that have impacted your credit, you should understand the importance of working with a trusted credit lawyer to help you repair your credit and get your life back on track. If you are interested in working with a lawyer you can count on, call Carolyn Secor, P.A. to set up a consultation.Â
- Probate
- BankruptcyChapter 13 bankruptcy is an interest-free debt repayment plan through which you consolidate your debts and make a payment on your debt over a 3 to 5 year period. While in a Chapter 13 debt repayment plan, the creditors cannot collect from you, and the creditors are required by a Federal Court order to adhere to the terms of the plan. One very important thing to remember about Chapter 13 bankruptcy is that you must be working or have a consistent source of income for your repayment plan to be approved by the court. Not only must you be able to pay for your monthly living expenses, but you must also be able to make a payment to the court to consolidate your debts.
- ForeclosureIn our challenging economic climate, many Florida residents have been unable to pay their bills, resulting in a looming threat of foreclosure of their home or repossession of their vehicle. In many cases, filing for bankruptcy helps individuals enjoy a fresh financial start while remaining in their homes.
- Tax Law
- Debt CollectionIf you are unable to work a deal with your creditor, and the debt ends up with a harassing collection agency, write a letter requesting that the collector stop contacting you. Under the Fair Debt Collection Practices Act (FDCPA), debt collection agencies and attorneys must stop contacting you after receiving a letter requesting that they quit. You should also indicate any illegal actions committed by the collector in this letter. Keep a copy of the letter for your records and also send a copy of the letter to the following address...