Motor Vehicle

• Auto Insurance
  Auto insurance accident coverage provides protection from liability and costly compensatory damage obligations in case a collision is your fault. When shopping for a new auto insurance policy, inquire about terms and conditions to accident claims submission. Here are the types of auto insurance coverage available to drivers in Virginia...
• Motorcycle Insurance
  For motorcycle riders it is often difficult to find the right policy that is going to keep you safe and legal when you head out on your motorcycle. There are a great number of policies that you can choose from and having an agent like those with Commonwealth Insurance Center in Williamsburg, VA can make a huge difference in how simple it is to find your policy.
• Boat Insurance
  The agents at the Commonwealth Insurance Center serving the beautiful Williamsburg, VA area are ready to assist you with all your insurance needs, including boat insurance.
• Aircraft Insurance
  Coverage for the insured in the event that the insured's negligent acts and/or omissions result in losses in connection with the use, ownership, or maintenance of aircraft.

Property

• Renters Insurance
  Apartment life seems much more carefree than that of a homeowner's. Write a monthly check and the landlord maintains the grounds and fixes any plumbing problems. Renters don't have to worry about taxes or mortgages. The State of Virginia doesn't require landlords to insure you against loss. But, a landlord may require you to take out a renter's insurance policy. Such policies make good sense. If you are the victim of a burglary, fire or natural disaster such as flooding, you could be left with a hefty loss and major replacement bill for your personal belongings. At the Commonwealth Insurance Center, our professionals are committed to helping members of the Williamsburg, VA, community select a policy that meets your needs.
• Home Insurance
  Insufficient homeowners' insurance coverage can be a costly mistake. When an emergency damages a property, minimal property damage insurance will compensate losses of both a house and its contents. If a visiting guest to slips and falls, liability coverage pays for court and medical costs, so that a homeowners is not obliged to pay out-of-pocket. Homeowners in Williamsburg, VA can protect their property with a home insurance policy. Here are the standard types of homeowner insurance indemnity agreements...
• Condo Insurance
  Condo insurance is a mandatory aspect of joining a condominium community as an owner. Virginia condo owners are property investors that can secure their investment and its content from natural disaster, damage to shared infrastructure, and liability from a guest's slip and fall or other injury with condo insurance.
• Title Insurance
  Coverage for losses if a land title is not free and clear of defects that were unknown when the title insurance was written.

Health and Life

• Life Insurance
  In terms of insurance policies that you can hold, life insurance is certainly an optional coverage that all people might not feel they need. The simple truth of the matter is however that we never know what is coming or what is going to happen and a life insurance policy could mean the difference between your family struggling and being able to stay afloat should something happen to you. For those that live in the Williamsburg, VA area, the helpful agents with Commonwealth Insurance Center are ready and waiting to talk you through the types of life insurance policies that are available to you.
• Health Insurance
  Health insurance that provides income payments to the insured wage earner when income is interrupted or terminated because of illness, sickness, or accident.
• Disability Insurance

Business

• Workers Compensation Insurance
  Coverage providing four types of benefits (medical care, death, disability, and rehabilitation) for employee job-related injuries or diseases as a matter of right (without regard to fault).

Personal

• Liability Insurance
  Umbrella insurance is defined as "extra liability insurance." It covers situations in which you could be sued and protects you from serious Virginia personal injury lawsuits. Beyond personal injury, it can also cover a wide range of legal problems including libel, slander, property damage, false arrest, and coverage for problems that occur on rental properties.
• Pet Insurance

Natural Disaster

• Flood Insurance
  Don't assume that because you've bought a house on a hill or because you've bought a house outside of a flood plain that you don't need any flood insurance. If your up-the-hill-neighbor's pipes break and soak your house, for example, and your neighbor doesn't have adequate insurance, you'd have to foot the bill unless you had flood insurance.