Taxes

• Tax Planning
  Testamentary trusts are usually included in your will and take effect upon your death. These trusts are used by parents of adult children who need asset protection and by parents of minor children to delay or control the flow of inheritance. Married couples often use testamentary trusts for tax planning purposes and to provide professional financial management for a surviving spouse.
• Charitable Giving
  ESSA Bank & Trust has a long history of charitable giving. In 1998, W. “Jack” Wallie, John E. Burrus, and Richard E. Talbot worked together to create the East Stroudsburg Savings Association Foundation. Read More
• Tax Deferral

Investment

• Investment Management
  Our various investment management options provide you with the necessary background and services to align with your knowledge and comfort level.

Planning

• Financial Planning
  ESSA offers an investment services program through Ameriprise Financial Institutions Group, a channel of Ameriprise Financial Services, LLC. Through on-site financial planning, comprehensive investment solutions and convenient digital capabilities, they partner with us to help you reach your financial goals. Our Financial Advisors are ready to talk to you about your unique financial situation and goals.
• Retirement Planning
• Annuities
  Through Ameriprise Financial, you’ll have access to wide-ranging advice — from customized investment recommendations and asset allocation strategies, to comprehensive financial planning that covers key aspects of your financial life — to help you meet your goals. And, your financial advisor can provide access to an extensive suite of solutions to meet your specific needs, including investments, insurance and annuities, and much more.
• Long Term Care
• Asset Management
  William is a Certified Trust and Financial Advisor, receiving his certification from the American Bankers Association’s National Graduate Trust School in 1996. He currently oversees the management of the Asset Management & Trust Division and is responsible for business development and managing client relationships. Over the past 27 years, William has held several leadership positions as Vice President and Trust Officer at both Regional and National financial institutions.
• Living Trusts
  Revocable living trusts are a popular way to streamline personal finances and gain the benefits of professional management. These trusts allow your personal trustee to consolidate investments into one comprehensive account, maintain financial records of investments and expenses, handle bill payments, prepare taxes, and resolve issues with medical insurance and Medicare.
• College Funding
  Financial Planning, Retirement Income Strategies, Investment Advisory Services, Portfolio Construction Management, Tax Efficiency, Trust and Estate Planning, and College Planning.
• Asset Protection