Motor Vehicle

• Auto Insurance
  All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance in Nyack, New York, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.
• Motorcycle Insurance
  We are a New York based insurance agency that specializes in motorcycle coverage. We will shop the best motorcycle insurance companies in New York to find you the best coverage at an affordable price. You can either fill out our online quote form or contact us for a free, no-obligation quote.
• Boat Insurance
• RV Insurance
  And don't forget, many of your favorite toys have trailers you may also want coverage for.
• ATV Insurance
• Truck Insurance
  Commercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. This type of business insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Our agents at A&M Insurance Agency Inc will help you find the best coverage you need for your business.
• Jet Ski Insurance
  Consult with one of our professional agents at A&M Insurance Agency Inc to make sure you have the right coverage at a competitive price. We can evaluate your boat or jet ski insurance needs to find special coverages you may need or any discounts you may qualify for. Some additional discounts and coverages may include...

Property

• Renters Insurance
  You may be speculative why it's necessary to hold a renters insurance. Rental properties, particularly apartments are thought-about risky once it involves potential claims. You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent. There are many potential risks and your property is in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is extremely cheap.
• Home Insurance
  Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don't rely on the federal government to assist you in the event of a massive flood situation.

Health and Life

• Life Insurance
  A share of the earned surplus apportioned for distribution and reflective of the difference between the premium charged and the actual loss experience. In a mutual or participating company, it is the return to the policyholder out of the earnings of the company. In a stock or nonparticipating insurance company, it is the division of the profits among the stockholders of the company. A refund of part of the premium on a participating life insurance policy.
• Health Insurance
  Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.
• Dental Insurance

Business

• Business Insurance
  Business, Commercial, General Liability, Work Comp and Business Insurance Services in Nyack, New York & New Jersey - A&M Insurance Agency Inc
• Commercial Property Insurance
  Commercial Property insurance covers the building that your business owns or rents. A New York commercial property insurance policy would also cover equipment, computers, tools and furniture. Let the agents at A&M Insurance Agency Inc evaluate your commercial property insurance needs to find the best suite for your liabilities and risks.
• Workers Compensation Insurance
  At A&M Insurance Agency Inc, having a workplace that is protected gives you extra security. As a New York employer, you have an obligation to ensure a safe work place and the law requires a business to have Workers Compensation Insurance. Work Comp insurance can provide the coverage to protect you from those unpredictable occurrences.
• Commercial Liability Insurance
  Commercial Umbrella Insurance is intended to pick up where your General Liability, Commercial Auto or Employer's Liability policies leave off. So, your Commercial Liability policy won't "kick in" until your other policy limits have been reached. Not having enough coverage for your business in Nyack, New York and surrounding areas could leave your business vulnerable.
• Professional Liability Insurance
• Builders Risk Insurance
  Builders Risk - C.O.C (Course of Construction) - Physical damage insurance for property under construction. Lenders will require it before issuing construction financing. They will usually require this coverage before funding remodeling projects as well and some policies can be endorsed to include the structure being remodeled also.
• Restaurant Insurance
  We have built upon our experience to develop a portfolio of coverages to address every facet of your restaurant operation. Available coverages include...

Personal

• Liability Insurance
  Every business needs to protect themselves from accidents or injuries that may occur on their business grounds. General Liability insurance coverage can protect your New York business from these unexpected expenses.
• Jewelry Insurance
  There may also be other coverages that you many want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents at A&M Insurance Agency Inc can help you understand your other risks and help you evaluate whether you may need additional coverages in your New York home insurance plan.
• Wedding Event Protection
  Your wedding is one of the biggest days of your life and you don't want have to worry about the unexpected. Let A&M Insurance Agency Inc help you find the right wedding insurance coverage to protect your special day. Wedding insurance can help cover those incidents that may occur during your event including accidents, damage or loss.

Natural Disaster

• Flood Insurance
  Your standard New York flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.