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State Directory- Auto InsuranceCall Farris Insurance today to discuss competitive pricing and flexible coverage options for your auto insurance. We can help limit any confusion you may have by providing you with relevant and up-to-date information to choose the correct coverage. You can also combine several kinds of coverage so you can receive lower premiums.
- Motorcycle Insurance
- Boat Insurance
- RV Insurance
- Home InsuranceAdditionally, many people have made renovations and remodeled during the pandemic. However, the survey found that only 40% of homeowners have updated their home insurance to account for those changes.
- Life InsuranceA crucial step in preparing your family for what may happen in the future is having proper life insurance coverage. By selecting the right coverage, you can ensure that your family is protected and cared for during a time of inestimable grief.
- Health InsuranceHealth insurance has become an absolute necessity in modern America. Without proper insurance, any significant injury could cause serious financial damage or even bankruptcy. At Farris, we always work to provide you with the vital information that will help you decide which plan is best for you and your budget.
- Disability InsuranceA Business Owners Policy does not typically cover professional liability, commercial auto insurance, workers' compensation, or health and disability insurance. These all require separate insurance policies.
- Business InsuranceA new survey suggests that many business owners may be unprepared for risk exposure. Only 43% of business owners have increased their business insurance policy limits due to inflation and other economic factors. That’s according to a Harris Poll conducted for Selective Insurance in January 2022.
- Commercial Property InsuranceCommercial property insurance comes into play if you rent or own an office. This can protect against physical hazards, including things like fires and floods from broken pipes. It can also cover the physical property at your office, including computers and office furniture.
- Workers Compensation Insurance
- Commercial Liability InsuranceGeneral liability insurance, also known as commercial liability insurance, provides protection if someone is injured or your property is damaged in an accident while you are conducting business. Accidents can happen regardless of what type of business you operate. Even if you don’t have an office, you may want protection if you or your employees visit a client’s office or worksite. t can protect you from costs associated with bodily injuries, damage to third-party property, personal injuries, medical expenses, litigation and more.
- Professional Liability InsuranceProfessional liability insurance is also known as Errors and Omissions (E&O) insurance. It is meant to protect businesses that offer professional services, including consultants and financial advisors. It’s often used by businesses that provide services to other businesses, for protection against allegations that your services caused financial problems for your clients. If the blame escalates to legal action, professional liability insurance can help protect your business’s financial interests.
- Liability InsuranceSome business owners and decision makers wrongly believe that General Liability Insurance covers cyber liability. In most cases, it does not. General liability policies, which focus on property damage and bodily injury, often exclude cyber insurance.
- Flood InsuranceSignificant changes have arrived when it comes to flood insurance. On April 1, 2022, the Federal Emergency Management Agency (FEMA) rolled out its new system of determining flood insurance premiums, called “Risk Rating 2.0”. It’s the most significant update since the National Flood Insurance Program began in 1968.