General Info

With one of its main locations in Somerset, Ky., First and Farmers Bank is locally owned and locally managed. Its checking account products include free checking, regular checking, checking plus interest, New Horizons 60 and ValuePak checking, which offers customers with a variety of services and incentives for a monthly fee. The banks savings account products consist of regular savings, starter savings and Christmas club savings. First and Farmers Bank also offers money market investment, certificates of deposit and individual retirement accounts.