General Info

KS Bank, chartered in 1924, has been a member of the Federal Home Loan system since 1936, and has had deposits insured by the FDIC since 1961. KS Bank is a community financial institution - locally owned and operated. The bank offers a variety of traditional deposit and loan products for consumers and businesses. Since its establishment in 1924, KS Bank has grown and changed according to that growth. The organization was first chartered under the name Kenly Building & Loan Association in Kenly, N.C. with its main business being real estate mortgages. The name of the bank changed from Kenly Savings & Loan to Kenly Savings Bank over the years to reflect the evolution from a savings bank to a full service community bank. The Bank now concentrates on attracting retail deposits and using such deposits to make mortgage loans, construction loans, business loans, consumer loans and equity line loans. KS Bank conducts its operations through seven full service retail offices located in Johnston, Wake, Wilson, and Wayne counties in North Carolina. The corporate office is located in Smithfield, N.C.