Motor Vehicle

• Auto Insurance
  We want you to have the peace of mind that your auto insurance policy will take care of your vehicle if it is damaged by an accident, fire, theft, or other event. But which type of insurance is right for you? Each state has different auto insurance laws; some require liability insurance — which covers the property losses you cause others. Others require no-fault insurance which covers medical and other injury-related expenses for you and your passengers, regardless of who is at fault. Some states require both liability and no-fault coverage.
• Motorcycle Insurance
  Empire Insurance insures a full spectrum of motorcycles, from street cycles to dirt bikes. Your motorcycle insurance policy starts with basic liability insurance. Empire Insurance works with multiple insurance companies so we can provide you with motorcycle insurance coverage options that are right for you.
• Boat Insurance
  Empire Insurance can help make your time on the water relaxed and worry-free. We will help you find a comprehensive boat insurance policy that helps protect your watercraft and equipment.
• RV Insurance
  Recreational Vehicle insurance protects your motorhome, travel trailer, camper, or horse trailer from damage due to a natural disaster or accident. There are a lot of options to consider when choosing the right insurance for your needs. Let Empire Insurance help you select the right coverage for your RV. You can request a quote online and we'll provide you with quotes from multiple companies so you can compare and save.
• Inland Marine Insurance
  Consider inland marine insurance. It preserves the value of a product over and above what traditional insurance may not cover. Whether it's your jewelry, firearms, collectibles or special medical equipment, Empire Insurance will be there to help you select an option that’s right. As an independent insurance agency, Empire Insurance has access to a number of different insurance companies. We are not married to a single brand and can measure the pros and cons of the different offerings on the market.

Property

• Renters Insurance
  You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer -- and you want to feel confident that your treasured possessions are not at risk in the event of theft or damage. A renters insurance policy can covers your personal property against theft or damage, even if you are away from your home.
• Home Insurance
  When your home is damaged or destroyed, you want an insurance company that will respond quickly with calm efficiency. Empire Insurance can help you find the home insurance that will give you the peace of mind to know you are covered when disaster strikes.
• Condo Insurance
  Condo insurance protects what your association's insurance does not, including your possessions, repairs to the interior of your unit, and liability claims brought against you, as well as any additions, alterations, and improvements you make to your unit that are your responsibility based on the condo association agreement. Let Empire Insurance help you find the right amount of coverage to suit your condo insurance needs. Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. We can help you determine your coverage needs to make sure you are properly covered.
• Landlord Insurance

Health and Life

• Life Insurance
  Buying life insurance is not a topic most people enjoy. It’s hard to think about your life ending, especially if you have kids, a spouse, or other loved ones in your life. Because of this, many people wait too long to consider buying life insurance. Being older, ill, or having significant debt can raise your premiums or make you ineligible for a policy. Even though you may not think you need a life insurance policy yet, it’s a good idea to speak to an advisor about your options. When you discuss life insurance with someone at Empire Insurance, you can be assured you're speaking to a considerate and compassionate agent who will help you find the right insurance policy for you.

Personal

• Liability Insurance
  Situations like these are why umbrella liability insurance exists. An umbrella policy picks up where your homeowners or automotive insurance policies leave off, for additional coverage, often up to a million dollars or more.