Motor Vehicle

• Auto Insurance
  MORE ACCIDENTS attributed to smartphone use while driving, coupled with much higher costs of repairs, have led to double-digit increases in auto insurance rates over the past few years. Distracted driving is just one of many factors that have converged on auto insurance claims, resulting in sustained premium increases. Now there are new factors that are coming into play that will ensure that rates continue their upward climb, at least in the near term. Here’s what’s at play and what you need to be aware of in the future...
• Truck Insurance
  Tim Shannon, owner of The Shannon Agency has been associated with Farmers since 1977 and is very proud of the long relationship. Tim had relatives that were also involved with Farmers including an Aunt who was employed by the Company in the mid 1940’s and an Uncle who helped start the Truck Insurance Exchange, a member Company of the Farmers Group of Companies in the State of Texas.

Property

• Renters Insurance
  Farmers Insurance Group of companies offers more products than most insurance companies. We offer insurance for cars, homes, rental property, renters insurance, recreational vehicles, boats, personal umbrellas, all types of life insurance, mobile homes and many more products. We also offer Home Warranties through American Home Shield.
• Home Insurance
  Dwellings and other structures – For most of us, our home is the single, largest investment we will make. Homeowners insurance provides coverages for damage to your home and other structures on your property such as a shed or detached garage.
• Landlord Insurance
  Personal Liability – Finally, in the event someone is injured due to your negligence or you damage property that belongs to others, you could be held legally liable for the injury or damage. The homeowners policy provides personal liability coverage to financially protect you should this ever occur. On our Protection Plus & Landlord Protection Policy, we also include personal injury protection.

Health and Life

• Life Insurance

Business

• Business Insurance
  Call us for  a review of your business insurance so that we can ensure you have very important coverage that will protect you from this risk!
• Workers Compensation Insurance
  We offer a professional advice, guidance and actionable solutions to families and businesses who are seeking to properly protect their assets. Whether it is Auto, Home, Life, Business Owners Insurance, Workers Compensation or something more complex like Employment Practices Liability, Earthquake, Cyber Liability Professional Liability etc., we have a solution for you!
• Professional Liability Insurance

Personal

• Annuities
  “Sales of fixed-rate deferred annuities will jump over the next two years: A 20% increase this year and another 25% next year. Higher interest rates and increased stock market volatility are making annuities more attractive options than they have been in years. Higher rates let insurers hike the payouts they offer on deferred annuities, which accrue value tax-free until they begin making payments. Deregulation in the financial sector is good for annuities, whose sales sagged in 2017 because of the Dept. of Labor’s fiduciary rule. An appeals court later nixed it.” We offer several fixed annuity products from Great American Insurance Company. Give me a call to find out how you can secure one of these great products for yourself!
• Liability Insurance
• Pet Insurance
  The following is text from a News Release from the California Department of Insurance SACRAMENTO, Calif. – Today AB 2056 (Dababneh), which adds essential consumer protections to pet insurance, was signed into law by Governor Brown making it the first law of its kind in the nation. The new law will require pet insurers… Read article

Natural Disaster

• Earthquake Insurance
  And there is even more good news. Once you have retrofitted your home you will be eligible to receive a discount of up to 25%* on your CEA earthquake insurance premium.