Taxes

• Tax Planning
  Because investment decisions are best made in the context of one’s overall financial picture, we provide financial, retirement and tax planning services to clients, as needed and as negotiated.
• Charitable Giving
  While financial independence may be your ultimate goal, we help you define and set attainable goals for the near term and for the future, to build your upside potential and mitigate your downside risk. Individual goals might include tax minimization, real estate ownership, retirement planning, insurance planning, saving for college education, and charitable giving.
• Estate Taxes
• Tax Services
  We know that tax time is probably not your favorite time of year!  We want to make it as pain-free as possible for you.  We can help you navigate the maze of forms, the jargon and acronyms, requirements and deadlines, and constantly changing tax laws so that you can be aware of the possible financial opportunities available to your circumstances.
• Roth IRA
• Income Tax
  We offer professional tax advice year-round, including tax minimization strategies and tax liability projections. We can advise you about organizational systems designed to maximize tax savings and minimize the effort required for maintenance.  We can provide tax representation in the case of tax audits, and upon request, we also can provide personal income tax preparation for our retainer clients.
• Tax Return Preparation
  On a limited basis, and upon request, we offer tax return preparation services to our full-retainer clients. Your situation is handled with the utmost confidentiality, privacy and care.

Investment

• Investment Management
  Fee-only advisory firm that provides holistic financial advisory and investment management services.  Clients retain us for either or both services.  Abunda Financial does not participate in any manner in brokerage, insurance or other financial product commissions.  All commission discounts obtained from brokerage firms go to the benefit of our clients.
• Mutual Funds
  Our clients’ portfolios are comprised of assets that include cash, individual securities, mutual funds and real estate, held in either taxable accounts or tax-deferred retirement accounts, including employer-sponsored plans such as 401k’s and 403b’s, self-directed IRAs or other self-directed retirement plans of business owners, consultants and professionals in private practice.
• Bonds
• Wealth Management
  Wealth management is complicated, and so are taxes.  As tax laws change, it can resemble a moving kaleidoscope. Put this altogether, and you have a time-consuming, mind-boggling puzzle, that often grows more challenging as your income and wealth increase.

Accounting

• Accounting Services

Planning

• Financial Planning
  The CFP® certification has a 30-year track record of success and has given many clients added confidence when selecting a financial advisor. The CFP® is trusted by major financial institutions and financial planning firms, and more than 10,000 businesses have hired CFPs. Eighty-four percent of consumers who work with a CFP® professional say they are extremely or very satisfied — and 71% are more confident about their finances.
• Retirement Planning
  We offer individual and organizational clients the opportunity to invest in customized fixed income portfolios which may be comprised of taxable bonds, tax-exempt bonds, or both. Generally, we actively select, monitor and adjust the portfolios on an as-needed basis.  Our fixed income portfolio services are available to individuals, trusts, pension plans and non-profit entities. Holdings may be comprised of U.S. treasuries, FDIC-insured certificates of deposit (CDs), tax-exempt municipal bonds, U.S. government agency bonds and other fixed income type investments.
• Asset Management
  To have a winning portfolio, you need a clear understanding of todays’ fundamental investment principles and concepts. Key principles include asset allocation, diversification, rebalancing, and how to weather the natural ebbs and flows of the market. A basic knowledge of these principles can help you better understand the underlying forces that shape the market, so you’ll be able to manage your portfolio with more clarity.
• Charitable Remainder Trusts