Taxes

• Roth IRA
  Roth IRAs offer after-tax savings for a tax-free retirement income provided you hold the Roth IRA for at least five years and don’t take distributions before reaching age 59½.

Planning

• College Funding
  In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.
• Asset Protection
  If your vehicle is deemed a total loss due to an accident or theft, there can be a significant gap between what you owe on your loan and what your auto insurance will cover. Guaranteed Asset Protection may help make up the difference.