Why stick with a bank when a credit union, at least this one, lets anyone join who lives in 14 counties in Northern New Mexico? Del Norte offers lower rates for loans, lots of educational tools about finance, higher interest rates for savings, all the new stuff like mobile banking -- basically anything you need. Financial ratings are strong (actually the strongest) and the most impressive thing about Del Norte is the attitude of the staff -- they truly act like friends. You feel welcome immediately, and it just stays that way with every contact.