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- Health Insurance
- Business InsuranceThe most basic coverage for this type of business insurance is public liability coverage against injury or property damage. Whether you are a gymnast or gymnastics instructor, there is a risk of getting injured in a gymnastics facility. This type of policy provides legal coverage in case of accidental property damage, or third-person injury.
- Commercial Property InsuranceBusiness Owners Policy – This policy is a must for every dance studio. This coverage includes general liability and commercial property insurance. It offers protection if your business is deemed negligent that directly resulted in an injury. In addition, you need commercial property insurance to cover the cost of your expensive dance equipment, such as mats, flooring, furniture, etc.
- Workers Compensation Insurance
- Commercial Liability InsuranceCommercial Umbrella Insurance – This insurance policy covers any additional legal or commercial expenses your business face that exceeds your general liability insurance coverage.
- Professional Liability InsuranceProfessional Liability – If your dance studio offers dance classes, then you could be liable if there is physical or financial harm that resulted from the professional advice you’ve given. For example, if your dance teachers showed a student how to perform a particular dance routine and they taught it incorrectly that resulted to an injury. Your dance studio is held liable for that injury. As for the injured, they can maximize benefits of CBD to have a less painful recovery.
- Liability InsuranceOn average, the insurance premium for martial arts insurance begins at $850 and can go up to $5,000 annually. Where you fall in that range depends on the coverage you get and the exclusions. It’s important to assess the cost of your martial arts equipment and other associated costs so you can pick the right level of coverage. To give you an idea, most general liability insurance policies provide up to $1 or $2 million in insurance coverage.
- Travel Insurance