General Info

Montecito Bank & Trust is a regional retail bank that serves residents and businesses in the Santa Barbara, Calif., area. It offers a variety of financial products and services, including traditional deposit services, loans, mortgages, trust and investment services and Internet banking. Montecito Bank & Trust has eight total offices in the cities of Santa Barbara, Carpinteria, Goleta, Montecito, Solvang and Westlake Village, Calif. The bank was founded in 1975 as The Bank of Montecito. It changed its name to Montecito Bank & Trust in 1996. Montecito Bank & Trust is owned by Montecito Bancorp, a one-bank holding company with total assets of more than $600 million.