Motor Vehicle

• Auto Insurance
  An auto insurance policy is a contract between you and an insurance company. You agree to pay a premium for protection, and the insurer agrees that as long as your premium payments are current, the company will pay for covered losses. The policy outlines specifically what is covered and how much you would receive in compensation if you are involved in an accident, your car is stolen or vandalized, or if your car is damaged by some other cause — for example, a rock thrown from the tire of a large truck or a fallen tree.
• Boat Insurance
  Regardless of the size of your watercraft, it’s important to have adequate boat insurance & damage coverage policy to protect you, your crew,& your property

Property

• Renters Insurance
  A personal umbrella is designed to protect your personal assets from liability claims, particularly in scenarios where you may be held liable for damages. A personal umbrella is often purchased as a supplement to homeowners, auto or renters insurance, because it can cover amounts above the limits (maximum reimbursement) on those standard policies. In the case of a lawsuit filed against you, umbrella insurance can pay for both legal fees and damages you are found responsible for up to your policy limit.
• Home Insurance
  Homeowners insurance protects you financially from losses related to the home you own or are purchasing. (If you rent your home, you would need insurance for renters.)
• Condo Insurance
  For example, if you’re at fault in an auto accident, or a neighbor is injured in your home, a liability claim against you could exhaust the limits (maximum reimbursement) provided by your underlying policy. That policy would usually be your homeowners, auto, renters or condo insurance, whichever is applicable. This is when you can turn to your umbrella policy for additional coverage or what’s called “excess liability coverage.” Without this additional coverage, you must pay any amount due beyond your underlying policy limits yourself.

Business

• Business Insurance
  As a Property & Casualty Agency, we offer many different products, above and beyond your standard auto, home, and business insurance. If you don’t see what you’re looking for listed below, it doesn’t mean we don’t offer it, please inquire with one of our specialists!
• Commercial Property Insurance
  Commercial Property Insurance is a policy considered by most business owners and is a great policy to have, especially when you own a sizeable company.
• Commercial Liability Insurance
  A commercial umbrella is designed to protect your business from liability risks related to its operation. It is purchased to add coverage to standard business policies.
• Builders Risk Insurance

Personal

• Liability Insurance
  There are two types of umbrella insurance — commercial and personal — and both are considered supplementary to primary, or underlying, policies. Umbrella policies provide critical additional coverage that is often overlooked.
• Jewelry Insurance
• Wedding Event Protection

Natural Disaster

• Flood Insurance
  Depending on the cause of that damage, it may be insurable by your homeowner’s insurance. Or it may be covered by flood Insurance. Or you may have to pay out of pocket.