Taxes

• Tax Planning
  Spectrum provides coordinated tax-planning services to clients as an integrated part of its investment management services. Our consultants weigh the tax implications of every financial decision. Our goal is to help you keep more of what you earn by evaluating the tax efficiency of investment choices and performing strategic tax planning to help minimize taxes.
• Estate Taxes
• Tax Services
  Paula is responsible for tax preparation/planning services and is an integral part of our investment management services team. She enjoys hiking and cycling in her free time.
• Income Tax

Investment

• Investment Management
  Whether you are in pre- or post-retirement, having a clearly defined plan for your financial future can provide a feeling of security and comfort. Spectrum Financial Management uses the planning process to compliment its investment management services.
• Wealth Management
  Your financial security is just as important to us as it is to you. We offer integrated tax and wealth management services to cover the full “spectrum.”

Accounting

• Accounting Services

Planning

• Financial Planning
  We provide you with an annual review that covers your investment performance as well as financial planning and tax issues as they apply to your individual situation. The annual review helps gauge your progress towards your goals and make any adjustments necessary.
• Retirement Planning
• Asset Management
  Once the investments are made we continue to track and monitor your investment accounts. We review your asset allocation and will re-balance when appropriate. We continually monitor the performance of your investment assets and evaluate the effectiveness of the assets toward achieving your goals and providing an appropriate risk/reward trade-off.
• College Funding