Motor Vehicle

• Auto Insurance
  Get the car insurance coverage you need at a price you can afford. Serving San Gabriel and all of California.
• Motorcycle Insurance
  Your motorcycle insurance can include any or all of the options below — contact The John L Raya Insurance Group today to discuss what coverage is best for you.
• Boat Insurance
  The John L Raya Insurance Group will find you a boat insurance policy that protects you, your friends and family, your watercraft, and your boating equipment.
• RV Insurance
• ATV Insurance
  Coverage for your ATV, dirt bike, golf cart, snowmobile, and more. Serving San Gabriel and all of California.
• Inland Marine Insurance

Property

• Renters Insurance
  Your renters insurance policy also protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select.
• Home Insurance
  Since standard homeowners insurance doesn’t cover flooding, it’s important to have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S.
• Condo Insurance
  Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.
• Landlord Insurance
  A rental property is a great investment, especially if you protect your assets with excellent coverage. Make sure that you and your property are covered when choosing a landlord protection insurance policy.

Health and Life

• Life Insurance
  Safeguard your family’s future with the right life insurance policy. Serving San Gabriel and all of California.
• Health Insurance
  Navigate the confusing world of health insurance with help from an independent agent. Serving San Gabriel and all of California.
• Disability Insurance
  A percentage of your income will be paid to you if you become too sick or hurt to work. Generally, the benefits from an individual disability insurance policy are paid to you tax-free. Anyone who depends on their income to pay their bills should consider disability insurance protection.
• Long Term Care

Business

• Business Insurance
  As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance.
• Commercial Property Insurance
  A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent agent, The John L Raya Insurance Group can help you determine the type of insurance policy and range of coverage that is best for your business. For a full list of coverage available, or to learn more about this product, contact us today.
• Workers Compensation Insurance
  The John L Raya Insurance Group can help your business find complete solutions to your unique workers compensation insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you’ll see on the bottom line.
• Commercial Liability Insurance
  General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business.
• Professional Liability Insurance
  Errors and Omission: A form of professional liability insurance which provides coverage for mistakes made by a person or persons in a profession not involved with the human body, such as lawyers, architects, engineers, or for mistakes made in a service business, such as insurance, real estate, and others.

Personal

• Liability Insurance
  To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.

Natural Disaster

• Flood Insurance
  In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding. Find out more about the NFIP and how it can help you protect yourself.
• Earthquake Insurance
  Earthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active. For many of our neighbors in San Gabriel, earthquake insurance can be inexpensive – contact The John L Raya Insurance Group to find out what the costs would be for your home.