General Info

Elmar proudly serves clients in Central Valley . Elmar has 20 years of experience as a Community Home Lending Advisor and specializes in pre-qualification, low-to-moderate income lending programs, fixed-rate mortgages, adjustable-rate mortgages, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Elmar is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Elmar can help you get a clear picture of what might work best for you. Elmar will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Elmar wants to ensure that you have a positive home lending experience.