Motor Vehicle

• Auto Insurance
  Auto Insurance: to protect you from any liability liability resulting from a car accident happening to company vehicles and the people driving them.
• Inland Marine Insurance
  Property insurance coverage which can include business income insurance, crime insurance, boiler insurance and inland marine insurance, as well as special causes of loss coverage and elite property enhancement.

Property

• Landlord Insurance

Health and Life

• Life Insurance
  Life Insurance may be one of the largest assets within an estate - whether it is owned by an individual, a business, or part of overall estate planning. Even so, it is an asset that is generally not evaluated, reviewed, or appraised on a consistent and comprehensive basis.
• Health Insurance
  As a highly specialized medical care provider, you need to work with an insurance broker who is also a specialist in your field with years of experience in your industry and a deep understanding that change is a daily occurrence in your practice.
• Long Term Care
  ER Hospitals, Urgent Care Centers, Surgery Centers, Imaging Centers, Medi-Spas, Ambulatory Surgical Centers, Birth Centers, Blood Banks, Dialysis Centers, Nursing Homes, Long-Term Care Facilities, Rehabilitation Centers, Telehealth Centers, and Community Health Clinics are a number of examples.
• Dental Insurance
• Vision Insurance

Business

• Business Insurance
  We provide comprehensive business insurance, personal insurance, employee benefits and financial services products to a wide range of businesses and individuals nationwide. With a commitment to people, we value a culture dedicated to serving our clients’ needs in an effort to protect their valuable assets and assist in making smart decisions for their business or family.
• Workers Compensation Insurance
  Workers' compensation for home care workers can have the greatest financial impact on your business expenses. Our home care insurance specialists can help walk you through the coverage and premium of home care workers' comp coverage and advise you on what can be done to minimize costs and risks.
• Commercial Liability Insurance
  Our agents build a one-on-one relationship with you to best create a comprehensive insurance solution - from general business liability insurance to workers compensation to auto and more - coupled with professional practice insurance as a part of your complete management strategy. It is increasingly important to take into account all factors that could affect your business and to be prepared with the right level of coverage. These factors can be evident, such as your fiduciary responsibility to deliver a project on time and budget to those emerging threats, such as a breach of data security. Heffernan's expert agents will review your potential need for world-wide coverage of prior or existing work and different types of employees that you have working for you.
• Professional Liability Insurance
  As your collaborative partner, we keep you on the forefront of industry developments and strategies that impact your total cost of risk. If you’d like a fully insured plan, we have relationships with the nation’s top insurance carriers. If you’d like to explore your options through a captive, partially-self-insured or fully-self-insured plan, we can help with that too. We also have extensive experience in working with nonprofit organizations. Count on us to dovetail all the coverages you need – from workers’ compensation to professional liability, cyber liability and more.

Personal

• Liability Insurance
  General liability insurance covers bodily injury and property damage caused by your company, by both people and products.
• Identity Theft Insurance