Motor Vehicle

• Auto Insurance
  Personal Injury Protection (PIP ): An automobile insurance coverage mandated by law in some states. The statutes typically require insurers to provide or offer to provide first-party benefits for medical expenses, loss of income, funeral expenses and similar expenses without regard to fault
• Motorcycle Insurance
• Inland Marine Insurance

Property

• Home Insurance

Health and Life

• Life Insurance
  We strongly recommend that you discuss your requirements with a qualified financial adviser, who can take into account your personal financial position and can help you choose a strategy that suits your own personal circumstances. Life Insurance Needs
• Health Insurance

Business

• Business Insurance
• Workers Compensation Insurance
  Bodily Injury by Accident Limit: The most an insurer will pay under Part Two of a Workers' Compensation Policy for claims arising out of any one accident, regardless of how many employee claims arise out of the accident
• Professional Liability Insurance
  Professional Liability: Coverage designed to protect professionals such as physicians and real estate brokers, against liability incurred as a result of errors and omissions in performing professional services

Personal

• Liability Insurance
  Drop Down Provision: A clause used in Umbrella policies providing that the Umbrella will 'drop-down' over underlying policy aggregate limits when they have been reduced or exhausted

Natural Disaster

• Flood Insurance
  National Flood Insurance Program: A federally funded program established to make flood insurance available to properties located in participating communities National Flood Insurance Program: A federally funded program established to make flood insurance available to properties located in participating communities