Motor Vehicle

• Auto Insurance
  There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the fact that insurance companies use credit in their underwriting.
• Motorcycle Insurance
  Motorcycle insurance works very much like auto insurance in that it provides you with many of the same coverages.
• Inland Marine Insurance

Property

• Renters Insurance
  At the very least, you need to make sure your tenant is carrying their own renters insurance (HO4 policy). Let the tenant know that your insurance doesn’t cover them whatsoever.
• Home Insurance
  LP Miceli can help you find the best homeowners insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and competitive pricing.

Health and Life

• Life Insurance
  Life insurance is not only the cornerstone of a solid financial plan, but it’s hands down one of the most cost effective ways to protect the people who depend on you financially.
• Health Insurance
• Long Term Care
  Leo Miceli is a native of the South City neighborhood of St. Louis, where he remains active in his community through his involvement as a member of St. Raphael’s Men’s Club, UNICO, and St Jude Children’s Research Hospital.  Leo graduated from Augustinian Academy in 1968. He received a B.S. degree from St. Benedict’s College in 1972 at which point he joined the family funeral home business.  Having seen families through life’s darkest hour, Leo entered the insurance business in 1974 in an effort to help families both prepare for, and be better protected from, possible loss.  For that reason, Leo provides all lines of insurance, including life, health, long term care, Medicare and Medicare Advantage products, and property and casualty.  Leo remains active in the local insurance and business community through his participation in the Missouri Association of Insurance Agents and the Strategic Independent Agent Alliance, where he continues to educate himself on new methods of helping his clients with their long-term planning.  When you ask Leo what he likes most about the insurance business, he responds “meeting new people and learning how and what they do for a living and how I can help them”.  This insatiable curiosity and desire to help others makes Leo Miceli the ideal choice for your long-term insurance and retirement planning.

Business

• Business Insurance
  No two businesses are the same, so it’s important to speak to a qualified Business Insurance professional like us, who can sift through your various options. The last thing you want is some cookie-cutter policy that’s riddled with exclusions and limitations.
• Workers Compensation Insurance
• Commercial Liability Insurance
• Professional Liability Insurance
• Builders Risk Insurance

Personal

• Liability Insurance
  Family/Personal Liability — Personal Liability Coverage applies if someone is injured or their property is damaged and you are to blame. The coverage generally applies anywhere in the world. When choosing your liability coverage limits, consider things like how much money you make and the assets you own. Your personal liability coverage should be high enough to protect your assets if you are sued. In some situations, an Umbrella policy may be necessary to provide extra coverage.