Motor Vehicle

• Auto Insurance
  All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance in Sacramento, California, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.
• Motorcycle Insurance
  We are a California based insurance agency that specializes in motorcycle coverage. We will shop the best motorcycle insurance companies in California to find you the best coverage at an affordable price. You can either fill out our online quote form or contact us for a free, no-obligation quote.
• Boat Insurance
• RV Insurance
  Ice Insurance Agency, LLC can help select the right custom California RV or Motor home insurance package with one of the leading Recreational Vehicle insurance companies.
• Mobile Home Insurance
  We pride ourselves in customer service with the lowest possible rate. Just contact us today at 916-387-6800 to find your next California mobile home or manufactured home insurance policy. We service mobile home insurance policies in Sacramento, California area.
• ATV Insurance
  We can help you find the right coverage for your special vehicle to protect your investment depending on the vehicle type. Our insurance professionals can work with the carriers and their special requirements for ATV insurance & assist you in finding the right coverage at a competitive rate.
• Inland Marine Insurance
  California Inland Marine insurance was first created to cover goods transported over water. Now this policy has expanded to cover goods on land and is offered for Commercial or Personal property.
• Truck Insurance
  Commercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. This type of business insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Our agents at Ice Insurance Agency, LLC will help you find the best coverage you need for your business.
• Jet Ski Insurance
  Consult with one of our professional agents at Ice Insurance Agency, LLC to make sure you have the right coverage at a competitive price. We can evaluate your boat or jet ski insurance needs to find special coverages you may need or any discounts you may qualify for. Some additional discounts and coverages may include...

Property

• Renters Insurance
  You may be speculative why it's necessary to hold a renters insurance. Rental properties, particularly apartments are thought-about risky once it involves potential claims. You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent. There are many potential risks and your property is in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is extremely cheap.
• Home Insurance
  Home insurance floaters are commonly purchased for jewelry. Under your basic homeowner’s insurance policy, you have very limited coverage for valuables that are easily transportable due to the high risk of loss to such items. A jewelry floater provides a higher dollar amount of coverage that protects against financial loss from the damage or theft of valuable jewelry
• Condo Insurance
  Condo Association insurance can help but it often is meant for the building itself rather than what's inside. This is where a condo insurance policy is different from a homeowners policy because you usually will just need to cover the valuables inside your condo.
• Landlord Insurance
  Landlord Insurance can protect you from any financial loss that may occur to your rental property from accidents, injuries or lawsuits. Since landlord insurance is very cost effective, it is always a good idea to be protected in case of a loss.

Health and Life

• Life Insurance
  California Group Life Insurance is usually offered as part of your employees benefit package and covers an entire group of people. Policies are not based on an individual's lifestyle habits or health factors but the employees are grouped together and rates are based on the risk of the group as a whole. The coverage costs are usually much less than if the employee purchased an individual policy.
• Health Insurance
  With so many different options, deciding on the right California Health Insurance can be confusing. But with the changing laws and the cost of healthcare on the rise, you can't afford to take chances with the health of you and your family members. If an accident or illness strikes, paying high medical costs out of your own pocket can be a financial disaster. If your employer does not offer an adequate health benefit package, or you are self employed, unemployed, retired, or a student, we can help you sort through the maze of different insurance options and find the right plan at a price you can afford.
• Long Term Care
• Dental Insurance
  California Group Dental Insurance can put a good looking, healthy smile on the face of your employees and their families. There are many different plans and options to help employers make their health coverage complete, and Ice Insurance Agency, LLC can assist you in finding the right coverage.
• Vision Insurance
  Ice Insurance Agency, LLC can help your employees maintain their eye health and vision by adding a Group Vision insurance plan today! There are many affordable plans for you to choose from, so you can get the best possible coverage no matter how many employees you have.

Business

• Business Insurance
  Give one of our agents a call to save money on your Business Insurance. Some of our Commercial insurance coverages include Apartment Building Owners, Bonds, Builders Risk, Business Owners Policy (BOP), and Church Insurance.
• Commercial Property Insurance
  Commercial Property insurance covers the building that your business owns or rents. A California commercial property insurance policy would also cover equipment, computers, tools and furniture. Let the agents at Ice Insurance Agency, LLC evaluate your commercial property insurance needs to find the best suite for your liabilities and risks.
• Workers Compensation Insurance
  At Ice Insurance Agency, LLC, having a workplace that is protected gives you extra security. As a California employer, you have an obligation to ensure a safe work place and the law requires a business to have Workers Compensation Insurance. Work Comp insurance can provide the coverage to protect you from those unpredictable occurrences.
• Commercial Liability Insurance
  Commercial Umbrella Insurance is intended to pick up where your General Liability, Commercial Auto or Employer's Liability policies leave off. So, your Commercial Liability policy won't "kick in" until your other policy limits have been reached. Not having enough coverage for your business in Sacramento, California and surrounding areas could leave your business vulnerable.
• Professional Liability Insurance
  Professional Liability Insurance or PLI is a form of liability insurance necessary to help protect businesses in the service or consultant industry. A claim of negligence can be very damaging to a growing business and if the claim results in monetary damages can be catastrophic.
• Builders Risk Insurance
  A builders risk policy protects builders and contractors from losses to property and financially in the event of an incident. Losses may occur to the property or structure but may include the materials used on the job site. Our agency can help protect you in the event of a fire, flood or theft. You may also opt to have additional coverage in the event of losses due to project penalties or unexpected costs, like taxes.
• Restaurant Insurance
  We have built upon our experience to develop a portfolio of coverages to address every facet of your restaurant operation. Available coverages include...

Personal

• Liability Insurance
  Umbrella insurance is there to protect you if you are liable for something big. Similar to an umbrella, it is there to fill in coverage caps that you may have from your other insurance policies.
• Jewelry Insurance
  There may also be other coverages that you many want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents at Ice Insurance Agency, LLC can help you understand your other risks and help you evaluate whether you may need additional coverages in your California home insurance plan.

Natural Disaster

• Flood Insurance
  Your standard California flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.
• Earthquake Insurance
  At Ice Insurance Agency, LLC, we can protect your California property with earthquake coverage. We realize that earthquake insurance is necessary in California, so we will shop multiple companies to find the policy best suited to your needs.