Motor Vehicle

• Auto Insurance
  Like you, we give our classic cars extra care to keep them running smoothly and looking great. With classic car insurance coverage, you can choose to protect your classic with the proper coverage at a great price. The great news is that classic car rates are often lower than standard auto rates.
• Motorcycle Insurance
• Boat Insurance
  Although your state may not require boat insurance, it might be necessary if you’re boat is financed. And your marina may require insurance to use their facilities. In any case, boat insurance is a great idea. The right coverage can protect you in the case of collision, storm damage, running aground, vandalism, or theft.
• RV Insurance
• Inland Marine Insurance
  Inland marine insurance provides coverage mainly for ground and air transportation. It’s ideal for contractors who travel to work sites and businesses that import or export products. Inland marine coverage can protect your business from such losses as...

Property

• Renters Insurance
  If you own a home, whether it’s your primary residence, a rental property, or a vacation home, you need homeowners insurance. If you own a condo or townhouse, we can help you with condo insurance. Renting a home? We’ll set you up with renters insurance. Send us a message and we’ll help you find the right policy.
• Home Insurance
  Your homeowners insurance may not cover your ATV if you take it off your property. At Kelly Miller Insurance Associates, we’ll help you get the coverage you need – no matter where you ride.
• Condo Insurance
  Your condo association’s master policy covers the items they’re responsible for, but it doesn’t always cover your personal interests. Protect yourself and your belongings with condo insurance.
• Landlord Insurance
  Landlord insurance can protect you from rental property risks, like wrongful eviction or entry and even libel and slander, and it doesn’t have to cost a lot. Tell us about your property and we’ll find you the best policy at a competitive rate.

Health and Life

• Life Insurance
• Health Insurance
  Your business can also offer your employees discounted rates for auto and homeowners insurance, and even pet insurance as an incentive. For employees who travel frequently, consider travel insurance and international medical insurance.
• Disability Insurance
  We can also help you implement beneficial programs that retain your best talent and inspire them to achieve, like retirement and college savings plans, disability insurance, health club memberships and discounts, workplace banking, wellness tracking tools, and health education programs.
• Long Term Care
• Dental Insurance

Business

• Business Insurance
  You may want to consider additional business insurance, like coverage for data breaches, employment practices, personal property, non-electronic files and records, identity theft, and more. As your business grows, you may also discover insurance gaps – we’re happy to help you identify and cover them quickly.
• Commercial Property Insurance
  If your company property is damaged by fire, explosion, burst pipes, storms, or vandalism, the losses could put your business at risk. The right commercial property insurance can cover damages and keep your business moving forward.
• Workers Compensation Insurance
  At Kelly Miller Insurance, we understand workers compensation requirements and we can make it easier for your company to comply with the law, protect your employees and your business, and keep your costs down.
• Professional Liability Insurance
  Physicians and attorneys are often required to purchase professional liability insurance, but other professions can benefit from its coverage, like...

Personal

• Annuities
  Annuities aren’t subject to market fluctations and give you a fixed income after retirement with a guaranteed return on your principal.
• Liability Insurance
  As long as computers are essential to enterprise, cyber crimes are a risk for all businesses. Cyber crimes can include phishing, malware and ransomware, data breaches, and website hacking, and they can cause business interruptions and even compromise your customers’ sensitive data. Unfortunately, many businesses are vulnerable to these attacks simply because cyber crimes are so sophisticated, and general liability insurance
• Travel Insurance
• Identity Theft Insurance
• Pet Insurance
• Jewelry Insurance
  Your homeowners or renters policy may only cover a portion of the value of your jewelry. If you have a valuable piece, it’s a good idea to insure it. Jewelry insurance premiums are usually a small percentage of the value of the piece, so it’s an affordable way to have piece of mind. While no policy can replace the sentimental value of your jewelry, it can help you recover the financial loss.

Natural Disaster

• Flood Insurance
  The Federal Emergency Management Agency (FEMA) says that 98% of U.S. counties have had flooding events and 90% of natural disasters involve flooding. Your homeowners policy doesn’t cover flood damage to your home and belongings, so protect yourself by adding a flood insurance policy.
• Earthquake Insurance
  Even if you’re not located near an epicenter, your home and personal property could still be damaged by earthquake activity through landslides, sinkholes and cracks, and soil liquefaction. Earthquake insurance doesn’t cover all damage from earthquakes, but it can help you rebuild after a seismic event.