If you're credit is less than perfect they more than likely can get you financed. BUT!!! The furniture and other items in this store are so far over priced its outrageous. Then when they add their absurd finance charges you're paying almost 4 times what the furniture is worth. Me and my wife went here to try to rebuild her credit. Two years later and two different accounts her credit is not getting any better thanks to these people. Not to mention that the store themselves will not extend any more credit to her. Despite the fact we've paid them almost 4000 dollars in 2 years. I would highly recommend you go somewhere else like Rooms to Go. Better financing options there and WAY better pricing.