Health and Life

• Life Insurance
  Generally, group life insurance is term life insurance, which means that the insured is covered until a set age (usually 65), and then the policy expires. If the employee dies after this age, there is no benefit payable to the beneficiaries.
• Health Insurance
  Schulman Insurance has over ten years of experience in both small and large group health insurance. Our goal is to help our clients pick plans that best fit the needs of their employees. We offer all benefit products available on the market and continuously provide extraordinary service for your plans year-round. We also offer group disability and life benefits that will provide support to employees and their families times of need. These benefits can be a great addition to what you are currently offering.
• Disability Insurance
  Employer-sponsored group disability insurance protects employees in the event that they become disabled, whether due to injury or illness, and are no longer able to work. The aim of this type of insurance is to serve as a salary replacement as the insured is no longer able to earn a salary. It can be offered as short-term (generally covering a period of no longer than two years) or long-term (covering two-plus years of disability). Schulman works with a variety of disability insurance providers offering a myriad of different products and features - and we can help you to choose which are best suited for you and your employees.
• Long Term Care
  “what if” moments. From retirement planning to long term care, the right insurance strategy will ensure your confidence today and secure your comfort tomorrow.
• Dental Insurance
  Dental insurance typically includes coverage for services in three main categories: Preventive, Basic, and Major. Preventive care is often covered in full, especially if the member stays within the insurance network. Covered services include routine check-ups, cleanings, and x-rays. These benefits are considered preventive because maintaining oral health using these services should prevent more serious dental issues in the future.
• Vision Insurance
  Dental and vision insurance benefits are a key part of any comprehensive employee benefits package. Keeping up with routine dental and vision care are important factors in one’s overall health and well-being, so employers frequently offer dental and vision benefits as a standard practice alongside medical coverage.