General Info

My overall objective is to become a lifetime resource for my clients. My focus is two-fold: 1). Private Wealth Management for Individuals, Businesses and their Families and 2). 401(k) / ERISA / Qualified Plan Consulting, Education and Training. My Private Wealth Management arm embodies "holistic governance”. Financial conversations are approached much like a Counselor. Listening carefully to you, asking thought provoking questions that build a full understanding of your present position, and helping you determine courses of actions to realize core objectives that are important to you and your family or business. My back office staff and I work with High Net Worth Individuals, Business Owners, and Foundations to guide them with their specific objectives, including ongoing Global Portfolio Selection, overall Wealth Management, Retirement Income & Distribution Planning, Business Succession Planning and Risk Management. As a 401(k) Consultant my focus is on helping businesses implement 401(k) Industry Best Practices, working within the structure of the 401(k) plan to provide not only ongoing plan advice and regular, systematic overview of all aspects of the plan structure from head-to-toe, but also offering individualized advice and assistance to 401(k) plan participants. In addition, through Capital Investment Advisory Services, I also offer 3(38) Fiduciary Guidance to plans, which is one of the highest levels of retirement plan oversight available. Further, I have a team in place that is at the forefront of ERISA, DOL/IRS Compliance. We have the blueprint, handed directly to us from the DOL to guide and reform your plan to be ready for that eventual audit. Our process enlightens, educates and reforms your plan to the Industry Best Practices in order to reduce the burdens on Business Owners and HR professionals. We will be your last call.