Motor Vehicle

• Inland Marine Insurance
  Included in our portfolio of Inland Marine Coverage portfolio are products to meet every need. Our dedicated and experienced Inland Marine underwriting professionals have the expertise to provide technical insight and flexibility to respond quickly and reliably to our clients’ needs.

Property

• Home Insurance
  Prior to his role as Chief Underwriting Officer with Seneca, Keith McCarthy served as the Senior Vice President of Standard Lines in addition to Regional Vice President for Crum & Forster’s NY/NJ region. In his 22-year tenure with the company, Keith has been instrumental in the development of Seneca’s Package and Casualty division and continues to lead the company with underwriting expertise and strategic development. Keith has held various roles in primary and excess casualty at AIG, Commercial Union Insurance Company and The Home Insurance Company prior to joining to Seneca.
• Landlord Insurance
  Seneca Insurance Company provides solutions for properties at different phases – while vacant, during renovation and when occupied, offering the opportunity for agents to serve as a client’s resource during the entire real estate transitional process. Our solutions are designed to address the unique exposures of vacant properties and pivot to respond to builder’s risk exposures and when operational and/or occupied. We can convert our Builder’s Risk policy for office buildings, retail, and others to our Commercial Package policy, and a dwelling property into a Landlord insurance policy.

Health and Life

• Long Term Care
  While others in the industry shy away from difficult-to-place commercial property risks, Seneca welcomes submissions for habitational, assisted living facilities, long-term care, nursing homes, student housing, and industrial risks.

Business

• Commercial Property Insurance
  The cost of Commercial Property insurance for vacant buildings will depend on a number of factors including the value of the property, the policy term, why the property is unoccupied, the security in place, and the property’s location. The policy premium is significantly impacted by the property’s security.
• Commercial Liability Insurance
  For metal shops, we also provide coverage for: property of others in the insured’s care (molds & dies); goods in transit; business personal property temporarily at another business such as heat treaters, grinding shops or plating operations; computer hardware and ERP software; and for employee tools at and insured’s premises.

Personal

• Liability Insurance
  At Seneca Insurance Company, our insurance experience and expertise in the real estate industry enables us to help you place the right protection for your insured. Our commercial package combines property and general liability insurance with coverage enhancements tailored to your clients’ needs—all in one convenient policy. Our individual risk underwriting approach allows us to provide fast, flexible, consistent solutions for both standard and niche placements.