Motor Vehicle

• Auto Insurance
  Payless Auto Insurance Broker, Inc. recognizes the importance of ensuring our website is accessible to those with disabilities. We are committed to making our information accessible to visitors with disabilities and are continuously looking for opportunities to increase the accessibility and usability of our website.
• Motorcycle Insurance
  Motorcycles are affordable to operate, and there is no other vehicle that provides such a sense of freedom. Motorcycle owners have a wide choice of insurance providers from which to choose, but which policy provides the best level of protection at the lowest price? At Payless Auto Insurance in Imperial Valley, California, we take our responsibility to our clients very seriously, and we know the bottom line matters. Need motorcycle insurance? We are ready to get to work and find the best deal for you.

Property

• Renters Insurance
• Home Insurance
  For example, will your personal possessions be replaced? Are you protected against vandalism or theft? Will you have access to funds for accommodations if your home has become unlivable? What if someone was to get hurt on your property? How much will you be paying out-of-pocket for your deductible? Let one of our local agents work closely with you to find the best homeowners insurance plan to suit your individual needs.

Health and Life

• Life Insurance
  With over 25 years of industry experience, our insurance brokerage can service all of your personal, commercial, and life insurance needs. Our main priority is to serve our clients and ensure our community is covered!

Business

• Business Insurance
  When establishing an overarching business insurance plan, it is important to work closely with a local business insurance agent who is prepared to dedicate the time and effort to fully understand your operation and create a custom plan that matches the needs of the enterprise – at rates that can be managed by the business.
• Commercial Property Insurance
  Your business property is valuable. You have committed your hard work and financial resources to establishing your business facility, buying the right equipment, and for many business owners, keeping inventory. Losing any of your business property would lead to heavy financial losses. Your commercial property insurance helps you pay to repair or replace your valuable business assets. For the best rates, your policy should be customized so that it is reasonable in price while providing adequate coverage.
• Workers Compensation Insurance
  Workers’ compensation insurance coverage is required by law for many businesses. This state-mandated insurance program was designed to provide medical treatment and partial reimbursement of lost wages for workers injured on the job and to help protect employers against civil lawsuits filed by injured workers.
• Builders Risk Insurance

Personal

• Annuities
  A fixed annuity pays out a fixed amount of money (also known as a lump sum), which can stabilize income no matter the ups and downs of the market. Based on the plan, when the owner of a fixed annuity passes away, the remaining funds may pass to the insurance company or a beneficiary. Some fixed annuities are designed to provide income to beneficiaries and a death benefit. If you want to ensure your loved ones have the financial support they need when you are gone, ensure you have a fixed annuity with a death benefit. The insurance company may also offer you the option to increase the value of the death benefit.
• Liability Insurance
  If a person is injured on business premises, general liability insurance can help protect against claims for costs of medical treatment.