Taxes

• Tax Planning
  Each client is provided an annual Review Meeting, on or about the anniversary date of our business relationship. Additional meetings are scheduled as needed. These meetings are set up at the mutual convenience of both parties, and may take the form of meeting in my office, the client’s home or office, or over the telephone for out-of-state client relationships. Typically, these meetings cover modifications or adjustments, if any, to cash flow and debt management, income and asset protection, education planning, investments in general, tax planning, retirement planning, and estate planning.
• Charitable Giving
  All clients receive assistance with regards to their estate planning. This usually includes guidance on which estate planning documents are recommended and should be discussed with the client’s attorney. It may also include suggested strategies regarding the use of trusts, charitable gifting, the need for life insurance, and so on. Assistance may also include being available for client meetings with the client’s attorney.
• Estate Taxes
• Tax Services
• Roth IRA
• Tax Return Preparation
  All clients receive assistance with regards to their annual tax return preparation, along with ongoing input regarding tax strategy. This typically includes providing Gains and Losses Reports for all taxable investment accounts, facilitating IRA and other retirement plan contributions, input on when and how to realize gains or losses, withholding, and other related areas.

Investment

• Investment Management
  Cash Flow Management, Income and Asset Protection, Education Planning, Investment Planning, Tax Strategy, Retirement Strategy, and

Accounting

• Accounting Services

Planning

• Financial Planning
  As such, he manages rehearsals, writes many of the arrangements, and organizes the many types of music for a well balanced show that showcases many talented performers. When asked how he does this each year, Scott stated that he uses the model that he brings to Financial Planning. As a CFP®, Scott applies the same comprehensive and synergistic way of thinking to organizing the event that he applies to organizing his clients multi-faceted financial lives. He is able to bring together many seemingly disconnected songs, musicians, arrangements, and other elements to craft a show that has filled the house for 49 years and has the University invite the band to return each year. The 50th and final concert, scheduled for April 25, 2020, was postponed due to Covid 19. It is now tentatively scheduled for May 21 or 28, 2022.
• Retirement Planning
  Revisions may involve a complete revision of the initial financial plan, in conjunction with a major change(s) in the client’s situation, or a modular revision, such as retirement planning projections. Typically, these are done under the umbrella of the annual renewal fee, except in the case of complete revisions.
• Annuities
• Long Term Care
  Peer review ensures that a NAPFA member has the ability to provide comprehensive financial planning across a wide range of potential client needs – investments, taxes, estate planning, college savings, insurance, long term care insurance, retirement spending, and more.
• Asset Management
  Financial Plans are only useful if they are implemented. We work with our clients to assure that this happens and within timeframes that serve their needs. This includes items that are compensated, such as Asset Management, as well as non-compensated, such as coordinating with the client’s attorney and/or accountant.
• Living Trusts
• Gifting Strategies
• College Funding
  A Financial Plan is the roadmap for your financial life. It covers seven basic areas,* addressing all aspects of your financial life, such as cash flow, savings, debt management, risk management, education planning (for children and adults), taxes, retirement, estate planning, and of course, investments and a strategy for managing them. It is more than a guide. It is a written strategy that gives you a clear, pragmatic path to follow towards the accomplishment your most important objectives. At the same time it is fluid and dynamic, allowing you to deal with the inevitable changes to your finances that we all face in life. A Financial Plan starts with where you are right now, financially, and then with your goals and objectives serving as “marching orders”, it lays out a comprehensive strategy for their accomplishment.
• Asset Protection